Yes, the user's credit card will be repaid in installments next month, and only the balance after the installment bill will be applied for in that month, and then the first installment after the installment bill will be repaid from next month, and so on. After the user handles the bill installment in the current month, the first installment bill will be recorded in the next installment bill of the credit card, so the user will not start repayment until next month. If users want to reduce the repayment pressure this month, they can choose the minimum repayment amount, which will not only repay part of the principal and interest, but also cause overdue.

Can installment credit cards be repaid in advance?

Of course. After credit card installment payment, users can choose to repay on schedule or in advance. In addition, the installment credit card fees are charged regularly after installment, so paying off in advance can save money.

However, although installment credit cards support one-time repayment, it is not recommended for users to do so often, because this will make banks feel that users are not short of money, which will lead banks to reduce the credit limit of users' credit cards.