Generally speaking, there are two algorithms for bank flow. Cash is recorded for a whole year (natural year), which is the income of the bank. Cash receipts + cash disbursements for a whole year (natural year), this mainly depends on the cash flow of your bank card.

1. Deposit more and withdraw less. Deposit 1,000 and withdraw 500. Otherwise, it is invalid and the expenditure is greater than the income.

2. For credit loans, the deposit time and amount are fixed.

3. If the salary is in the form of cash, bank statements cannot reflect the salary income on the transferee. Please deposit a fixed amount at a fixed time, which can also reflect effective income.

4. The amount cannot be deposited and withdrawn within 24 hours, that is, it cannot be deposited and withdrawn on the same day.

5. For credit loans, if there is an amount deposited for 3 or 6 consecutive months, the balance is not zero.

Bank flow refers to the deposit and withdrawal transaction records of bank current accounts (including current passbooks and bank cards). According to the nature of the account, it is divided into personal flow and corporate flow. Bank statement is a document that proves the income of an individual or company, and is a necessary document to apply for a loan from a bank.

1. How to get bank statements

1. After you confirm the bank to which your bank card and passbook belongs, bring your ID and bank card to the nearest bank branch to check. The staff will print it for you.

2. You can also bring your card or passbook to the self-service inquiry machine at a business outlet to print it yourself. Self-service printing process:

Self-service inquiry machine - insert card or passbook - enter password - enter the inquiry details page - historical details - enter the date required for inquiry and printing - inquiry - print.

In addition, you can also check bank statements through the following methods:

1. For users who have opened online banking, they can log in to online banking for inquiries.

2. Customers who have activated mobile online banking can also log in to the mobile terminal for enquiries.

Notes

If you need proof of bill details, please apply for printing and have the printing teller stamp the bank seal.

After printing the bank statement, do not throw it away to prevent leakage of personal (public) account information.

2. The role of bank statement

Bank statement is a document that proves the income of an individual or a company, and is a necessary material to apply for a loan from a bank