ICBC e-payment is a new electronic payment method launched by China Industrial and Commercial Bank to meet customers' convenient micro-payment needs. After opening, there is no need to use online banking, just fill in the "mobile phone number+the last six digits of bank account number or account alias", and then complete the security authentication of micropayment according to the "mobile phone dynamic password" received by SMS, so as to realize B2C e-commerce, payment and micropayment transactions. )
From July 6, 2065 438 to June 8, 2065438/Kloc-0, the default single-day cumulative limit for newly registered ICBC e-payment is RMB 5,000; If ICBC's electronic payment business has been opened, the original limit will be maintained when paying. The limit can be adjusted. Moreover, since July 20 13 14, the cumulative monthly payment limit of ICBC e-payment is 50,000 yuan/month.
However, the limit of ICBC's e-payment can also be adjusted. If it is self-adjusted, customers with U shield can increase the single and daily cumulative limit of ICBC e-payment to 10000 yuan. Customers who have not applied for U shield can increase the cumulative maximum amount of a single transaction/day to 5000 yuan. Counter adjustment requires users to bring their valid identity documents and electronic payment registration cards to ICBC local and off-site outlets to adjust electronic payment forms, with a daily cumulative limit of 65,438+00,000 yuan.
Advantages of ICBC's electronic payment
Flexible signing methods. It includes not only U-shields and cryptographers suitable for large-amount safe payment, but also SMS authentication, password payment and fingerprint payment suitable for small-amount convenient payment.
Enjoy more services. The opening of ICBC's electronic payment will automatically open our e-banking and enjoy more services through our online banking, mobile banking and other channels.
Rich application scenarios. It covers online merchant payment, O2O merchant code scanning payment, electronic bank transfer and remittance, payment, code scanning cash withdrawal, card-free cash withdrawal and many other businesses. It is suitable for PC, tablet, mobile phone, wearable device and other terminals, covering online and offline payment scenarios, including fingerprint, payment password, SMS verification, cipher, U shield and other authentication methods, and can push the best authentication method according to transaction intelligence. A new generation of payment brands.