1. What is the minimum repayment amount of China Everbright Bank's credit card?
The minimum repayment amount means that if the cardholder has difficulty in repaying all the payables before the due repayment date (inclusive), he can repay according to the minimum repayment amount stipulated by the issuing bank, but he cannot enjoy the interest-free repayment period. The minimum repayment amount is generally 10% of the consumption amount plus other payables.
The minimum repayment amount is the minimum amount that the bank should repay the cardholder before the due repayment date (inclusive), and this minimum repayment amount will be listed on the cardholder's current bill.
Calculation Method of Interest on the Minimum Repayment Cycle of China Everbright Bank Credit Card China Everbright Bank Credit Card cannot enjoy the interest-free repayment period of the minimum repayment amount. The daily overdraft interest rate is 0.5 ‰, and the interest is calculated from the trading day until the full repayment amount listed in the bill is paid off.
2. How to calculate the minimum repayment fee of Everbright Bank's credit card?
The minimum repayment amount of Everbright Bank's credit card usually includes: the unpaid part of general consumer transactions within the credit line, the cash withdrawal amount, the unpaid installment payment, and the consumption amount exceeding the credit line.
The usual calculation method is as follows:
Minimum repayment amount = 65438+ 00% of the unpaid part of general consumer transactions within the credit line+65438+00% of the cash withdrawal amount+the unpaid part of the minimum repayment amount in the previous period+the total unpaid part carried forward by installment+the consumption amount exceeding the credit line+all expenses and interest.