ICBC Credit Card Consumption Installment Application Channel

1. Apply for Credit Card Consumption Installment via SMS

When you use your credit card to make normal purchases at the POS machine, ICBC will screen you Your transaction that meets the conditions for SMS installment will send you a consumption conversion invitation SMS. After receiving the SMS, you can follow the prompts to reply to the SMS to apply for consumption installment.

2. Apply for credit card consumption installments through online banking

You can log in to personal online banking and click "Credit Card Services - Yida (Instalment Payment) - Installment Payment - Set Up Installment Payment". After selecting the card number that needs to be applied for installment and making an inquiry, the bank system will automatically screen out transactions that meet the installment conditions. You can apply for consumption installment by following the prompts.

3. Handle credit card consumption installments through mobile banking

You can log in to your personal mobile banking, click "Credit Card - Yida/Credit Card Installment - Installment Payment - Apply for Installment Payment" and select what you need After applying for the installment card number, the bank system will automatically screen out transactions that meet the installment conditions. You can apply for consumption installment by following the prompts.

4. Handle credit card consumption installments through telephone banking

You can call the ICBC customer service hotline 95588. After the call is connected, follow the voice prompts and select "6 Credit Card Services-Complete Identity Verification-3" Limit adjustment and installment payment - 2 installments", you can apply for consumption installments by yourself.

You can also directly transfer to manual service to apply for consumption installment.

5. Apply for credit card consumption installments at business outlets

After the credit card statement date, the bank system will uniformly send summary installment invitation text messages to cardholders who meet the conditions for summary installments in the previous billing period. , cardholders only need to reply according to the content of the invitation text message, and all consumption transactions or part of the transactions in the previous billing cycle can be summarized and installed.