The credit limit of CCB Lutong Long Card IC Credit Card Gold Card is determined by the applicant’s comprehensive qualifications, and there is no fixed standard.
The limit of any credit card depends on the effective income and asset security value provided by the individual during the application process. The credit limit of a credit card is positively correlated with the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit obtained.
Therefore, the credit limit of CCB Lutong Long Card IC Credit Card Gold Card is determined by the applicant’s comprehensive qualifications, and there is no fixed standard.
Therefore, applicants must provide proof of income and statement of asset security. Asset guarantees include fixed assets such as real estate and cars, as well as current assets such as savings and bonds.
Extended information:
1. Limits for cash transfers with CCB credit cards
Funds within 50% of the credit card limit can be transferred to your own savings account with the Bank (Compared with cash withdrawal and cash installment limit), you can also transfer the credit card overpayment to your bank savings account or credit card.
The daily limit for each card at counters, smart tellers, ATMs, mobile banking, and personal online banking channels is 20,000 yuan. The total daily cash transfer amount per card for all channels does not exceed 20,000 yuan. The monthly limit for each card is 50,000 yuan, and cannot exceed the current available credit limit of the card.
2. CCB credit card online payment limit
The single and daily cumulative limit for our bank’s credit card account payment method with third-party account merchants is 500 yuan; payment institutions (such as: Alipay, The transaction limits for quick payment services such as Tenpay and Online Banking are: RMB 50,000 per transaction, RMB 50,000 per day, RMB 50,000 per month (Alipay is RMB 100,000);
Other payment institutions are: : A single transaction of 10,000 yuan (inclusive), a daily accumulation of 10,000 yuan (inclusive), and a monthly accumulation of 50,000 yuan (inclusive). (Because major payment platforms often set additional limit standards for specific merchants or specific transaction types, please refer to the announcements of each payment website for details)
Baidu Encyclopedia - Credit Card Limit