It is not fraud if a friend asks me to transfer money to him in the name of applying for a credit card. It depends on the amount of the fraud. If the fraud exceeds 3,000, it constitutes fraud.

Anyone who defrauds public or private property worth more than 3,000 yuan to 10,000 yuan shall be deemed to be a relatively large amount and an especially huge amount as stipulated in Article 266 of the Criminal Law. The Higher People's Court and the People's Procuratorate may, based on the economic and social development conditions of the region, jointly study and determine the specific amount standard for implementation in the region within the amount range specified in the preceding paragraph, and report it to the Supreme People's Court and the Supreme People's Procuratorate for filing.

Introduction to credit card fraud as a crime type

Credit card fraud is classified as a crime of financial fraud and is a crime of undermining the order of the socialist market economy. The crime of credit card fraud refers to the act of using credit cards to conduct fraudulent activities for the purpose of illegal possession, violating credit card management regulations, and defrauding a large amount of property. Under one of the following circumstances, credit card fraud is committed. If the amount is relatively large, the person shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan.