2. In card management. Select the bank card to set access.
3. In the bank card management interface, we select the payment setting option.
4. After entering the payment settings, select the single limit option to enter.
5. In the single limit setting interface, enter the single limit to be set, and click OK.
6. After confirmation, you can set a single limit on the micro credit card, and the transaction will be blocked after exceeding the single limit.
Credit cards are subject to bank restrictions 1. One restriction may be more noteworthy, and that is the one-day consumption restriction. Generally speaking, credit cards have a one-day or one-day limit. Once used up, it will be limited. For example. At present, the credit card limit of CCB is a single payment, and the daily cumulative payment limit is 1 000 yuan, Ping An Bank is 1 000 yuan, and ICBC can reach a maximum of 20,000 yuan. Solution: If the single consumption exceeds the limit, the cardholder can choose to swipe the card multiple times to realize the transaction. Generally, the one-day limit will be used again the next day, but when you spend money, you still can't exceed the one-day limit, otherwise you will be restricted again, so you can only use the card after you recover the next day.
2. Another restriction triggered the risk control of the bank, which led to the active restriction of the bank. For example, if it is overdue or cashed, it will not be so easy to recover it. How to solve it: If you don't want to collect the arrears after the deadline, you must pay the arrears and apply to the bank. If it is restricted because of illegal withdrawal, it will be slightly more complicated than because of expired restrictions. You need to provide some consumer bills to prove that you are not withdrawing cash. These banks need to spend a certain amount of time to review, and they will only resume after the review is passed, but it usually takes 1-3 working days.
A single limit transaction means that credit card consumption exceeds a single limit. The credit card consumption limit stipulated by the bank and the credit card consumption limit are two different things, and the cardholder's credit card consumption limit cannot reach the maximum limit. On the one hand, banks set credit limits on credit cards to protect the security of cardholders' credit cards and avoid economic losses caused by the loss of credit cards and malicious theft; On the other hand, in order to prevent the risk of bad debts, banks prohibit some people from paying cash through merchant POS machines. Not only daily credit card consumption, but also single credit card limit is especially common for online shopping. This is the online payment limit for a single credit card stipulated by banks such as China Construction Bank, Industrial Bank and China CITIC Bank, which is generally 1 000 yuan. The Bank of Communications credit card with the largest amount of online payment is increasing. The cumulative daily payment of users of credit card SMS version increased from 5,000 yuan to 50,000 yuan, and that of users of credit card voucher version increased from 654.38+0,000 yuan to 50,000 yuan. The reason why banks generally limit the online payment amount of credit cards is mainly to reduce the risk of online transactions and protect the rights and interests of customers. However, many banks say that cardholders can set online payment limits for credit cards through computers and set daily "throughput" for credit cards.