Many cardholders want to upgrade their Bank of Communications credit cards, such as a gold card to a platinum card. In this case, they cannot directly replace the original card, and they need to apply for a new card. Applying for an additional Bank of Communications card will also involve a limit, so what is the limit for applying for an additional card? Isn’t it the same as the original Bank of Communications card limit? Let’s find out together below.

1. What is the limit for additional Bank of Communications cards? If you apply for another Bank of Communications card, the bank will re-approval and grant credit. After receiving the application submitted by the applicant, Bank of Communications will make a comprehensive assessment based on the user's credit rating and other factors with reference to multiple factors to decide whether to apply for the card, and then determine the credit scope based on the card level. The factors that affect the quota mainly include the nature of the unit, educational background, housing status, annual salary, marital status, number of dependents, etc. For example, if it is a public institution, has a bachelor's degree or above, owns a house and a car, is married and has children, then the quota should be It won't be very low.

2. Isn’t it *enjoyable to increase the credit limit for Bank of Communications cards? This is definitely impossible. Bank of Communications has clear regulations that cardholders can apply for up to 9 main credit cards and use them at the same time. However, all credit cards under their name are entitled to one limit. Even if they apply for additional credit cards later, the same is true for all Bank of Communications cards under their name. Will not accumulate. For example: you originally had a Bank of Communications credit card with a limit of 10,000 yuan. If you want to upgrade this card to a platinum card, you have to apply for a new card. After applying for the new platinum card, the limit is 30,000 yuan. Then, The maximum available limit for all credit cards in your name is 30,000 yuan, not 4 yuan. The above is the relevant introduction to "Isn't it *enjoyable to apply for an additional Bank of Communications card limit?" I hope it will be helpful to everyone. All in all, no matter how many additional credit cards you apply for at Bank of Communications, all Bank of Communications cards under your name will enjoy a maximum limit. The limit will not become higher just because you apply for more cards.