There are many CMB cardholders who need to leave the country and will apply for a temporary overseas quota. After they come back, the quota has not expired. I wonder if it can still be used in China. In fact, the application methods and usage scenarios of China Merchants Bank's overseas temporary quota and domestic temporary quota are different. Let's take a look. 1. how to apply for the temporary overseas quota of China merchants bank? For the temporary overseas quota of China Merchants Bank, you need to make an appointment 1 days before leaving the country. You can log in to the Pocket Life APP of China Merchants Bank, enter the interface for adjusting the quota, and click on "Outbound Travel, click here to enjoy a higher quota" at the top to remember to make an appointment. The overseas temporary quota does not mean that the application is available. The bank will make a comprehensive evaluation according to the time of card use, consumption and repayment. If the comprehensive score reaches the standard, the appointment will be successful, and vice versa. If the application fails, the cardholder can increase the frequency of swiping the card, maintain diversified consumption, and repay the loan on time for a period of time before applying. When you make an appointment to apply for an overseas temporary quota, you must pay attention to two times. One is the expiration date of the appointment. After the appointment is successful, you need to use a credit card to swipe a transaction of any amount at the reserved overseas destination on that day, and the temporary quota will not take effect until it is swiped. If you don't swipe your card on this day, the temporary quota cannot be used; One is the effective date of the temporary quota, that is, the use period of the temporary quota.

2. Can China Merchants Bank's overseas temporary quota be used in China? This is no good. You need to provide an overseas credit card place to make an appointment for a temporary quota. After the appointment is successful, it can only be used in this area, even if the quota has not expired after returning to China. I tested it when I had a card friend. After I returned to China, I found a POS machine with VISA channel, but I couldn't swipe my card. I called customer service to know that I could only swipe my card at the reservation place.