According to the regulatory requirements, if your credit card is overdue, you can't apply to modify your credit record because of misreporting or omission for reasons other than BOC. I suggest that you keep a good habit of using the card in the future and repay it on time. A good credit card record will constantly refresh and improve your personal credit record.

The above contents are for your reference. Please refer to the actual business regulations.

If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.