Conditions for applying for a card by card:
Bank of China: You can apply for holding another bank's credit card for more than 3 months;
Shanghai Pudong Development Bank: holders of other banks' credit cards 1 year or more can apply at the counter;
Bank of Communications: holders of other banks' credit cards 1 year or more can apply at the counter;
Guangfa Bank: Holding other banks' credit cards for more than 6 months, you can apply online or over the counter;
Ping An Bank: Those who have held other banks' credit cards for more than 6 months can apply online or at the counter.