If you apply for a debit card at the same time as applying for our credit card, your UnionPay debit card (2+N card) does not need to be activated. The initial password rule is: use your debit card number The last digit is the number of digits, and the first six digits after counting down the corresponding digits of your ID card number (including letters) (replace the letters with "0") are the initial password of your debit card.