With the popularity of credit cards, many people have applied for credit cards, and even many people have applied for credit cards from several banks. Cardholders know that credit cards can be exempted from annual fees. What are the conditions for CITIC Credit Card to be free of annual fee?

CITIC Credit Card Free Annual Fee Conditions

The conditions for the annual fee exemption of CITIC Credit Card are very simple. After handling CITIC Credit Card, the new card will enjoy free annual fee in the first year. If you swipe your card or withdraw cash more than 6 times within one year, you will be exempted from the annual fee for the following year. CITIC Credit Card Puka and Gold Card enjoy the annual fee-free policy, while Platinum Card does not enjoy the annual fee-free policy. You must pay an annual fee in the first year, and you can exchange credit card points for annual fees in the second year.

There is no charge if the credit card is not activated, except CITIC Unlimited Credit Card, Air China World Credit Card, Platinum Credit Card, Magic Titanium Card and Annual Fee Package Card. In addition, some credit cards of CITIC Bank, such as ordinary cards and gold cards, can be exempted from the annual fee of the current year if they are swiped once a month, and the annual fee of the following year if they are swiped five times a year, depending on the card type of CITIC Credit Card.