Second, you can't have a bad attitude, and you can't be told by FAW that you can't retreat. They all recorded it. It's over.
Third, tell your relatives and friends that they will definitely call to ask, so that they can be psychologically prepared in advance. At the same time, if you want your company to pay five insurances, you know where you work, and you will also call to harass. If you encounter it, you can tell the bank that it is an act of harassing others. You owe money, not others. You will definitely pay back the money. In this way, if you want to complain, you can go to Baidu. Very useful.
Fourth, the widespread problem is phone text message harassment. You don't need to answer everyone, just answer one in two or three months, and don't answer the others. After the answer, tell people that you are in financial difficulties. If you have money, you will definitely contact the bank for repayment. Not much to say, just hang up the phone, or it will be endless.
Fifth, if there are all kinds of text messages and lawyer letters, they are very scary. Don't believe them. Only the court summons is true, and even the court summons can be negotiated before the court session. If you have WeChat or SMS, you can also reply to a message appropriately, saying that you can rest assured that you will definitely return it. If you are in trouble now, WeChat doesn't need to add friends, just reply directly. Don't say more, or it will be endless.
Sixth, it is best to pay back the money on a fixed date every month, just a few dollars, about five dollars, that is, more than two hundred dollars, which is not enough for him to deduct interest, which proves that you have the willingness to repay and have not lost contact.
Seventh, if you have money, you can negotiate with the bank and only pay back the principal. You'd better wait for the bank to contact you. You mean it's not easy to get some money, only the ability to repay the principal. If the bank doesn't agree, there is no need to pay attention to him. Anyway, the credit investigation has been spent. I'm not afraid. What is urgent is to tell them when they agree to repay the principal, and you can contact them at any time. It is usually very useful, and the longer it is overdue, the more useful it is.
Summary: overdue is a helpless move. Nobody wants to be overdue. The most important thing is that you have the right way to face and deal with it. You can also add some overdue exchange groups They are all experienced people. One must have experience. You owe 50 thousand, but not much. Try to make money and pay back the credit card. Go ashore early.