Depending on the nature of card swiping, there is no handling fee for card swiping in other places, including consumption in shopping malls and hotels, etc. There is no handling fee from consumers. The bank has a major customer agreement with the merchant, and the handling fee is borne by the merchant. Pay by yourself; if you want to withdraw cash, you will be charged a handling fee of RMB 1, with a maximum of no more than RMB 100. For transfers to other places, the fee is RMB 1 but not more than RMB 100, and for inter-bank transfers, the fee is RMB 1 but not more than RMB 200