Credit card shopping refers to looking for promotions in the credit card cashback rankings, and then purchasing profitable goods or services to obtain cashback. This behavior is essentially a "hype" activity, profiting from cashback. Credit card transfer not only allows consumers to obtain cash back benefits, but also creates traffic and brings higher sales to e-commerce platforms. Although this method can bring benefits to both consumers and businesses to a certain extent, it still needs to be treated with caution considering the risks and impacts it may bring.

First of all, credit card fraud may trigger changes in consumers’ mentality. After spending uncontrollably in pursuit of cash rebates, consumers' consumption concepts may change. With the continuous emergence of various cash rebate activities, they may fall into a sense of "profit-seeking" in order to obtain more Continuous consumption without cash rebate will not only lead to a waste of money, but also affect personal financial planning.

Secondly, for merchants, credit card fraud also has certain risks and impacts. Some merchants may falsely report sales to attract more consumers. In order to cater to the needs of brick-and-mortar players, merchants may be lax in aspects such as product quality and after-sales service, which will bring potential risks and risks to consumers. loss.

For consumers, moving bricks is also a way to consider, especially when the goods or services themselves are what they need and have actual value, we can get benefits through moving bricks , but it should be noted that we should treat promotional activities rationally and should not blindly pursue cash rebates, otherwise it may have negative impacts. For merchants, we also need to view brick-moving activities rationally. We should abide by business ethics on the basis of rebates and ensure product quality, after-sales service, etc. Only in this way can brick-moving activities truly become a win-win approach.