1. If the repayment is made through a bank, such as directly depositing the repayment amount into the bank's ATM or counter, or transferring the repayment through the bank's savings card, the repayment amount will be restored immediately after the repayment, and you can spend it when there is an available amount.
2. If the repayment is made by a third party such as Alipay or inter-bank, it will take about 1-3 days to complete the entry. After entering the repayment transaction, the available line will be restored, and then you can continue to use it.
Theoretical basis: Since the accounting date usually indicates the accounting date, the accounting data is as of 23:59:59 on the night before the accounting date. That is, the consumption starting at 0: 00 am on the billing day will be included in the next bill. So your repayment date has been included in the next bill. However, it is recommended to confirm with the issuing bank.
Extended data
Credit card repayment method?
I. Repayment of Third Party Tools
This is a widely used repayment method at present, and its convenience and incidental benefits are widely loved by the public. For example: Alipay, WeChat, xx Card Manager, etc. They are not only a repayment tool, but also have the financial management function in the early stage of repayment. Put the money into these tool accounts first, you can enjoy good interest every day, and you can take it out at any time when you need to repay.
Second, related repayment.
The credit card of the same bank is associated with the savings card, as long as there is sufficient funds in the savings card. However, it should be noted here that if there is a foreign currency bill, the function of "automatic purchase of foreign exchange for repayment" must be turned on.
Third, online banking repayment
The advantage of online banking is that there is no handling fee for peer repayment, and the handling fee for inter-bank and inter-regional transfer is low. During repayment, online banking can not only provide free e-mail or SMS repayment reminder service, but also set convenient and practical functions such as repayment reminder day.
Fourth, on behalf of repayment.
Credit card repayment means that when the cardholder has insufficient repayment funds and needs to ease the financial pressure and maintain a good credit record, he can help repay by looking for an intermediary. In the process of repayment, the intermediary charges a certain fee, and at the same time, there will be a bill owed by the cardholder to the intermediary, which can be paid in one lump sum or in installments.
Refer to Baidu Encyclopedia-Bookkeeping Day
Refer to Baidu Encyclopedia-Measures for the Supervision and Administration of Credit Card Business of Commercial Banks