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Advantages and disadvantages of CGB credit card gold card
Benefits of Guangfa Credit Card Gold Card:

(1) China guangfa bank standard credit card gold card, the first standard credit card in China. Enjoy many functions and benefits, such as full loss reporting 48 hours ago, optional high insurance coverage, "Universal Bank" interest-free installment, overdraft points and so on, so that cardholders can spend more freely and manage their finances more easily.

(2) Zero card loss risk

(3) Take the lead in launching the service of "card loss reporting takes effect immediately" in China, so as to minimize your risks and losses and ensure your interests more.

(4) Consumer Preferential Scheme

(5) Specially launch the "Points Reward Plan" and "Guangfa Card Merchant Preferential Plan" to make your staged consumption return and enjoy special preferential treatment. In case of festivals, we also close all kinds of preferential projects, so that you can double your profits.

Disadvantages of Guangfa Credit Card Gold Card:

(1) Annual fee for standard credit card gold card of Guangfa Bank:

260 yuan

(2) Free annual fee policy: free in the first year, and free in the second year after brushing six times a year [1]

(3) Interest-free period (longest):

56 days

(4) Annual fee of supplementary card: 130.

(5) Interest-free period (minimum):

25 days

(6) Credit line (maximum): 50,000 yuan.