; ? Can I apply for a loan from a lending institution without a credit card? In fact, if you have never used a credit card or don't have a credit card, these can also be loaned. However, the premise is that the borrower meets some conditions.

The conditions that the borrower needs to meet include:

1. The borrower has full capacity for civil conduct;

2. Personal credit is good and there is no bad credit record;

3. Have a legal and stable source of income.

In addition, in order to improve the borrower's possibility of obtaining a loan, when applying for a loan, the borrower should try to prepare all the information needed for the loan. At the same time, if he has real estate or car real estate at home, he can provide relevant asset certification materials to the lending institution. This will be conducive to the successful acquisition of loans.