How to raise China Merchants Bank credit card?

order

It is very convenient to withdraw cash from China Merchants Bank's credit card. If you have an investment card, no matter what the initial amount is, you can easily increase it to 60 thousand through your own intensive care card;

Then you can apply for a platinum card in stages or a fixed amount of 60 thousand and a temporary amount of 90 thousand. The application link of China Merchants Platinum Card is hidden in official website. If you want to apply directly online, just click on the official link of Direct Link to apply. The link address is at the bottom of this article!

Read and click on Memoirs of a Card God | 1 1 year to play credit cards.

Read, click and reveal the posture of the credit card withdrawal method of China Merchants Bank.

main body

China Merchants Bank mainly analyzes the use of a card from several aspects: First, you can log in through the "credit management" of China Merchants Bank's mobile phone client, where you can see the whole card at a glance, whether the fixed credit line, temporary credit line and temporary credit line can be extended, cash installment, cash installment line, appointment bill installment line and car loan line can all be seen;

To analyze a card, first look at the cash installment amount and the available amount. If the cash installment amount is greater than the available amount, it means that it can be fixed by cash installment, and the amount that can be withdrawn is the cash installment amount minus the available amount.

If the extractable amount plus the consumed amount is equal to or greater than 60000, the fixed amount can be directly raised to 60000 plus 5000 temporary amount by cash installment;

If you can withdraw a fixed amount, apply directly and it will take effect two days later. If it is better to use a card, the temporary amount will rise after the fixed amount takes effect. In addition, you will be prompted to raise a fixed amount in stages through the reservation form, and the reserved amount is 10000 ~ 50000. It is suggested to write a mobile phone with a fixed amount of 60 thousand and a maximum of 50 thousand by booking the bill in installments.

After the installment quota management, you need to look at the bills to see if the last three bills have interest and consumption. You can see a lot by analyzing the bill. Whether this card can be paid, whether it can be paid in cash, whether it can be paid temporarily and whether it can be fixed can be analyzed;

If there is interest in the last three installments, generally, this card cannot provide a fixed or temporary limit, and the probability of cash installment limit is small. If the number of monthly consumption transactions is less than 15 or online consumption is more, it will lead to serious cash withdrawal. MPO or small machine are high-risk cards, and the probability of card withdrawal is not great;

Then see if we can pay by installments. For the card to be repaid, it is also a good choice to make bills in installments. Many cards that are heavily cashed out or have too many online purchases can quickly improve the system score by making billing installments, but the number of installments should not be too many, up to three times, which wastes too much money;

Then check the installment query to see how many installments the customer has made, whether the installment amount is too large, and so on. If the outstanding installment amount exceeds 50% of the total card amount, it is not conducive to cash withdrawal.

Generally speaking, if the investment card has a fixed amount of more than 65,438+00,000, the card can quickly raise a fixed amount of 60,000 through the intensive care card for up to 3 months;

China Merchants Credit Card has two ways to play according to different situations:

The intermediary game of China Merchants Card is mainly to raise a fixed amount in a short time. Fixed-amount cards exceeding 65,438+00,000 will increase the cash installment amount through the intensive care card for up to three months, with direct cash installment fixed at 60,000 fixed cards and temporary at 5,000 cards. Attracting investment mainly depends on the amount of consumption and the opportunity to increase the amount of diversified consumption;

You have to spend at least 25 times a month for business cards. Don't brush the rope skipping machine and Bluetooth computer, and the single amount should not exceed 10,000. If you brush the code skipping machine, you will spend it in stages immediately, which will not affect the comprehensive score. Diversified consumption means various stages, cash advance, cash installment and so on. The purpose is to send money to the bank and increase the comprehensive score. General bills are mainly used for staging, and bills come out in stages and are divided into int.

Specific operation method: firstly, make a card maintenance plan according to the customer's industry and work situation, and swipe the cards regularly, quantitatively and regularly for merchants, such as office workers, supermarkets, bakeries, restaurants at noon, department stores, artworks, ktv and other merchants in the afternoon and evening. You can brush three strokes on the first day, only one stroke on the second day, another stroke on the third day, and more strokes on weekends; In this way, according to the actual situation, the credit card of the merchant must be swiped according to the actual situation. Although attracting investment requires a lot of consumption, it does not mean that swiping the card at will will not help the amount raised. Intensive cultivation for one month, making bills in three phases, and making bills of 2% or 30% of the amount;

Paying bills by installments can enlarge the cash installment amount and improve the comprehensive score, but the more installments, the better. The total outstanding amount should not exceed 50% of the quota. If there is no temporary quota before, it is best not to mention it. Generally, the fixed amount will be higher and the cash installment amount will be easy to pay.

For example, if you have a card with a fixed amount of 10000 yuan and keep it for one month, you can temporarily withdraw 22000 yuan. If the temporary limit is not mentioned, then the cash installment limit is 10000 yuan. If the cash installment amount is 10000 yuan, the fixed amount can be directly raised to 60000 yuan.

Of course, 1 10,000 yuan card, 50,000 cash installment is very difficult. The cash installment I'm talking about here is not the actual cash installment, but the cash installment I see minus the available amount. This is a fixed cash installment, which I can really raise;

If you swipe your card according to the method, you can graduate your card quickly in up to three months. The standard for attracting investment is to give a temporary quota of two months and a fixed quota of three months. The fixed amount is generally between two thousand and ten thousand. According to your card usage, the temporary maximum can reach 65438+ 0.5 times of the fixed amount.

Generally, a temporary quota is needed, and the fixed quota is lower. Therefore, it is best not to have a temporary quota, as long as there is a fixed quota and a cash installment quota. If you need to apply for a temporary allowance for pocket life, or reply to a business invitation message, it will be March. After the temporary quota is fixed by cash installments, it is 5000, ten months. This is the sequela of cash installment. Of course, there are ways to solve it, but it is relatively dull.

Annoyed, need to use the pre-authorization machine to operate successfully;

How to raise your own card

Taking investment promotion as the first credit card is the best choice for any white household;

Because China Merchants Credit Card is still good in ease of use and service, as long as it is repaid on time, it can be paid in installments every month, that is, it is limited to online consumption and supermarket consumption, and it can be used once a month, and a temporary quota will be given to you. It is easy for customers to call at any time, and the risk control is not very strict. China merchants prefer to handle cards with white households. As long as they have jobs and social security, it is easy to get rid of their cards. When you use the credit line of China Merchants Credit Card, you can also use it with the card.

Personal card operation guide: If you use your own card, swipe your card wherever you can, and it is best to spend more than 20 times a month. You can make a bill of 2% or 30% every two months, which can ensure that a fixed amount is withdrawn every three months. If you don't need money too much, don't ask for a temporary quota, so you can ask for a fixed quota every three months. It is strongly recommended that you do not withdraw a fixed amount by cash installment. Instead, it is directly upgraded to 60,000 to operate, so that when you are fixed at 60,000, you don't need to mention the temporary quota and directly apply for UnionPay to enjoy the installment white credit card;

At present, if you want to apply for installment payment, you must reach 60 thousand, and you can only apply if you can bring more than 60 thousand cards temporarily. You can also apply for installment payment without applying for a temporary quota. Installment payment is to convert your temporary limit exceeding the maximum limit of Jinpu card into installment payment, so don't think that you can apply for installment payment by withdrawing 60 thousand cards in cash.

Classic article? Click on me to read

* The article is the original content of this number. Reprinting, plagiarism and plagiarism are prohibited without permission, and all consequences are at your own risk!

Click on the original, more material!