1) You need to set up your debit card and passbook yourself!

This requires modification and other operations through the bank.

The online banking is lost and you need to purchase the initial password again!

2) Bank of Communications credit card does not have an original password. When you open the card, an initial password letter will be sent to you.

Extended information:

1. The query password is the initial password automatically set by the bank when the user applies for a credit card at the counter.

Credit card passwords are divided into inquiry passwords and transaction passwords. The transaction password generally refers to the password used for over-the-counter consumption, cash withdrawal, and transfer consumption. The initial password for the transaction password is the password in the password letter mailed by the credit card center through the post office after the credit card is activated.

The query password is automatically set by the bank by default when the user applies for a credit card at the counter. The initial password is the last six digits of the identity certificate (usually the ID card). If the last digit of the identity certificate is a letter, then Take the first six digits of the letter. The query password is generally only six digits long and consists entirely of numbers.

2. Pay attention to protecting password information and develop good card usage habits

1. Bank of Communications credit card experts remind cardholders to avoid cloning their cards to withdraw cash and protect their own card security. Keep your password information well. Do not set it to simple and easy-to-obtain passwords such as birthday, card number, ID number, license plate number, etc. ID cards and bank cards should be kept separately.

2. Cardholders should be more vigilant when using their cards on a daily basis, swipe their cards in regular places, pay attention to whether the waiter behaves abnormally when swiping their cards, ensure that the card does not leave their sight, and cover the keyboard with their hands when entering passwords. When using an ATM machine, cardholders should pay attention to the surrounding environment and observe whether there are any pinhole cameras or bank card information stealers.

3. Bank of Communications credit card experts remind you that only by cultivating good card usage habits can you prevent problems before they occur and improve the safety factor of card use.

4. In response to the occurrence of bank card fraud cases, many places have joined forces with public security agencies, regulatory authorities, banks, operators, etc. to establish anti-communication network fraud centers to implement "police, bank, and communications" cooperation. office, and resolutely crack down on online communication fraud.

5. In recent years, banks have also vigorously promoted financial IC cards to reduce the risk of cards being copied and ensure the safety of the public's card use. Cardholders' transactions through banks and card organizations are still safe and reliable.