Personal total credit line refers to the upper limit of credit funds granted by banks to individual customers. In the financial industry, banks will give customers a total credit line according to their credit status and repayment ability evaluation. This amount can be used by customers for consumption, investment or other personal financial needs.

The total personal credit of Shanghai Pudong Development Bank is determined by many factors, such as customers' credit rating, income, liabilities and assets. The bank will make a comprehensive evaluation based on the customer's credit report, credit record and other information to determine the total amount of personal credit that the customer can apply for.

The total amount of personal credit is usually a fixed amount, which can be adjusted according to customer demand and repayment performance. Customers can apply for loans and credit cards within the total credit line according to their own needs. It should be noted that the total personal credit line is not an overdraft line, and the specific overdraft line will depend on the specific credit products.

If you have specific questions about the personal total credit line of Shanghai Pudong Development Bank, you can directly consult the bank or consult relevant websites and official documents.