1. Vehicles with overdue credit cards can generally be transferred. Where the debtor is slow to exercise the due creditor's rights, thus causing damage to the creditor, the creditor may request the people's court to subrogate the debtor's creditor's rights in its own name, unless the creditor's rights belong exclusively to the debtor.

2. Legal basis: Article 535th of the Civil Code of People's Republic of China (PRC).

Where the debtor is slow to exercise his creditor's rights or subordinate rights related to the creditor's rights, which affects the realization of the creditor's due creditor's rights, the creditor may request the people's court to exercise the debtor's rights against the counterpart in his own name, except that the rights belong exclusively to the debtor himself.

The scope of subrogation is limited to the creditor's due creditor's rights. The necessary expenses for the creditor to exercise subrogation shall be borne by the debtor.

The counterpart may claim the debtor's defense from the creditor.

Article 536

Before the creditor's rights expire, the debtor's creditor's rights or the subordinate rights related to the creditor's rights are about to expire or the bankruptcy claims are not declared in time, which affects the realization of the creditor's rights. The creditor may request the debtor's counterpart to perform by subrogation, report to the bankruptcy administrator or take other necessary actions.

2. What are the requirements for handling a credit card?

1. The applicant must be at least 18 years old;

2. The applicant should have a work unit and a stable income;

3. The applicant's personal credit information should meet the requirements of the credit card center;

4. The applicant should have a fixed residence.