1. The bank debit card will charge an annual fee of 10 yuan every year. If the daily average fee does not reach the prescribed 300 yuan (some banks stipulate 500 yuan)

The deposit balance will also be charged a small fee. The account management fee is 3 yuan per quarter

2. If the card has been deducted to 0, the bank system will continue to accumulate arrears until the customer actively cancels the card

3. Some Banks such as China Construction Bank will set the card status to "cancellation" two years after the payment is owed, while some banks such as ICBC will accumulate arrears

4. At present, the personal credit information system has not yet set the debit card status Once the card's annual fee and small account management fee are included in the system, it will produce a bad credit record. It is recommended that debit cards that have not been used for a long time must be canceled.

For details, you can contact the customer service of each bank. connect! ~