How to use credit card?

How to use credit cards:

1. Proper use: Credit cards require consumption first and then repayment. Users do not need to deposit money in advance. They can directly go to shopping malls, movie theaters and other major places to use credit cards. Pay. (Shizuka says card A)

2. Repay on time: After the user generates a bill using a credit card, he or she must repay before the expiration of the next month's repayment period. You can choose to repay in installments.

3. Pay attention to discounts: Credit cards will launch discounts and benefits from time to time, and users can receive discounts and benefits.

4. Points redemption: Credit card points can be used to redeem corresponding gifts.

How to use credit card?

Credit cards can be used as payment tools and can be consumed directly through the card-swiping POS machines or online payment platforms installed by merchants. Credit cards can also be used for overdraft consumption. After meeting the installment amount specified by the bank, you can apply for installments. There are bill installments and consumption installments.

In addition to consumption repayment, credit cards can also be used for installments. After meeting the installment amount specified by the bank, you can apply for installments, including bill installments, consumption installments, car installments, house purchase installments, etc. In addition, there are points when you use a credit card, which can be used to redeem goods. There is also an annual fee for using a credit card. The specific charging standards are different for each bank.

Extended information:

Notes:

1. Repay the current bill amount on time.

2. Do not frequently spend with your card in integer multiples of 10 or 100.

3. Try to swipe your card within the business hours of the merchant. If you swipe your card frequently in the early morning, the risk control system will be triggered.

4. Diversify your consumption bills and do not frequently swipe your card in one place.

5. A certain handling fee will be charged for cash withdrawal, ranging from 1 to 3. Although some credit cards waive handling fees, credit card cash withdrawals do not enjoy the interest-free period. From the date of withdrawal to the date of repayment, the bank will charge an interest of 0.05% per day (the equivalent annualized interest rate is close to 20)