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Alipay credit card fast payment, is it consumption or transfer? Is there a credit card charge?

1. Open the mobile banking of Bank of Communications, click to inquire about repayment

2. It is displayed as Bank of Communications Credit Card, enter the login password, click to log in

3, click to view the details

4. Click to open the details of this payment in Alipay

5. You can see that the transaction mode of this payment in Alipay is consumption, that is to say, the credit card purchases through Alipay in Taobao. If the Taobao merchant who sells goods does not open a credit card payment, if the buyer pays by credit card, the handling fee of 1% of the purchase price will be deducted, and there is a prompt on the Alipay payment page to charge a handling fee of 1%.

Ordinary credit cards can be exempted from the annual fee if they reach the annual consumption specified by their banks.