The points of QQVIP credit card of China Merchants Bank Credit Card can be exchanged for all points of China Merchants Bank Credit Card Mall, as long as the points are enough. In addition, the card can also be exchanged for QQ exclusive points and gifts from QQ partners.

Credit card points redemption method:

1. Official Client: Download "Official Client of China Merchants Bank Credit Card-Handheld Life", and enter "Discover" → "Redeem Points" for easy redemption.

2. Official WeChat: Pay attention to "Official WeChat of China Merchants Bank Credit Card", and enter "I want" → "I want more" → "Small points and great fun" for easy redemption.

3. Mobile phone official website: Visit the mobile phone website of the credit card and enter "points reward" → "consumption points" for easy redemption.

4. Computer official website: You can easily redeem it by visiting the credit card website-points reward column.

5. Points consumption: to the designated merchants, swipe the points on the POS machine, directly exchange the designated goods or discount the consumption amount according to a certain proportion. If the points are insufficient when the points are used to offset the consumption, the insufficient part will be paid by credit card.

Goods and services exchanged for consumption points do not provide invoices. Do not share points with other discounts in the store (except for large department stores and comprehensive supermarkets).