Many college students were cheated by China Bank's credit card. When they applied for the card, they gave you a small gift. The card clerk told you that this is a savings card, not a credit card. After getting it, many people used this card to generate annual fees, which led to overdue, and the bank did not call to remind them. There are two kinds: one is overdue; The other is that there is no quota overdue, accounting for the vast majority;

First, there is no limit on the credit card of China Bank. If the annual fee is overdue, you should call the Bank of China to complain. The bank is responsible for the overdue of this card without restriction; Calling the credit card center to complain, the attitude is tough during the complaint process, and secondly, words are also very important; There is no credit card limit. The annual fee is overdue, so you can't buy a house or a car now. I didn't tell you it was a credit card at that time, and I didn't call you when the annual fee expired; Banks usually say that they will give you a certificate, but you say that you can't get a loan, so let them remove the credit, or go to the China Banking Regulatory Commission to complain)

Second, if you have a limited credit card and it is overdue, you have to pay it back.