1. Empty card repayment means that when you have no money to repay the credit card, you use a repayment agency to pay off all the credit card debt. When there is more quota, the quota will be withdrawn and returned to the institution, and a certain handling fee will be paid at the same time.

2. If you frequently use empty cards to return your credit card, the bank will carry out risk control, which will affect the normal use of your credit card. Moreover, using empty cards to return your credit cards also risks information leakage. When you still have a credit card, you can apply for installment payment, minimum repayment, etc., and try not to use empty cards for repayment.

3. The minimum repayment amount means that if the cardholder has difficulty repaying all the amount payable before the due repayment date (inclusive), the cardholder can repay according to the minimum repayment amount stipulated by the card issuer. However, you cannot enjoy the interest-free repayment period, and the minimum repayment amount is 10% of the consumption amount plus other various payables. The minimum payment is listed on the current bill.

4. After using your credit card, you will receive a statement from the bank on the billing date. There are two amounts that we need to note. One is the amount due this period, and the other is the minimum payment amount.

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