ABC's carefree platinum credit card application conditions

I heard that ABC bought a carefree card. Compared with the other two platinum cards, its application threshold is lower and the conditions are relaxed. If you meet the application conditions, you might as well apply for one. After all, the card has quite a lot of preferential benefits. Let's take a look at it together.

ABC carefree platinum credit card is a standard single-currency IC platinum credit card of UnionPay, which can be provided with supplementary cards, with a 56-day interest-free period and an initial credit line of 2, to 2, yuan. The annual fee is based on the main card 58 yuan/year and the supplementary card 3 yuan/year, which is well worth applying for.

first, who can apply for carefree card

as an entry-level product of platinum card, carefree card is aimed at the urban mid-end customer market, mainly targeting young and middle-aged elite customers. The specific entry conditions are:

1. Staffing personnel in financial, telecommunications and electric power, tobacco and petrochemical education industries, and state-owned enterprises at or above the county level;

2. Staffing of national civil servants or other government enterprises, institutions, social organizations and directly affiliated units;

3. customers with interbank credit cards and debit cards above platinum level (inclusive) and gold card customers with interbank credit cards for more than 2 years (inclusive);

4. customers with an annual personal income of more than 5, yuan (inclusive);

5. Individual customers whose annual average daily financial assets are more than 1, yuan; A loan customer with an individual comprehensive credit of more than 5, yuan; Senior and middle managers of corporate customers who have business dealings with ABC; Credit card customers with an annual consumption of more than 2, yuan (inclusive);

6. Other mid-to-high-end individual customers identified by tier-one branches.

ii. where to apply for carefree platinum card

ABC's credit card application channels include online application and outlet application. However, for platinum cards like carefree card, there are not many types of online application cards opened by ABC, and users can only apply at outlets with relevant materials.

the materials submitted in the application are personal valid identity certificate, work certificate and income certificate (platinum card applications generally need to submit other property certificates under the personal name to let the bank know that the customer is a quality customer or has a large amount of savings in the Agricultural Bank).

evaluation of rights and interests, annual fee and quota: is ABC's carefree platinum credit card worth doing?

ABC's carefree platinum credit card has been very popular since it was issued, and quite a few people have applied for this credit card, and the rights and interests, annual fee, quota and other information of this credit card have always been the object of discussion. So, is ABC carefree platinum credit card worth doing? Today, I will make an evaluation from three aspects: the rights and interests of the card, the annual fee and the amount.

Rights and interests:

1. Cardholders can get cash back discount up to 2% when their consumption reaches the standard;

2. Cardholders can enjoy the convenience visa service in New Zealand when applying for individual visas in Beijing, Shanghai, Guangzhou and Chengdu;

3. Cardholders can enjoy the parking service of "1 yuan" airport in the designated airport parking area or the exclusive parking area of UnionPay;

4. Cardholders can enjoy 3 times of appointment registration and full-time escort service every year.

Comments:

The card benefits of this credit card are still very good, but the card benefits are mainly good for business travelers, and many of its benefits are concentrated on travel concessions and consumption abroad. If you are a business traveler or love to travel to consumption abroad, it is ok to apply for this card.

Annual fee:

The annual fee of this credit card is 58 yuan, but the annual fee is directly waived in the first year, and the annual fee for the following year can be waived after 12 swipes in one year.

Comments:

As a platinum card, its annual fee is certainly not very low, but the annual fee burden of this credit card is not great, because it is easy to reduce the annual fee of this card, and you can avoid the annual fee if you swipe your card to meet the standard.

Quota:

ABC Leisure Platinum Card is a small platinum card, so its quota is not 5,. Its quota is 1 thousand.

Comments:

As a small platinum, although the amount is not particularly high, it is similar to that of most small white ones, and the withdrawal amount of the Agricultural Bank of China is not capped, so this credit card is quite good compared with other cards.

the above is the question "is ABC carefree platinum credit card worth doing?" The answer. I think the ABC carefree platinum card is still worth starting with. After all, this card has good rights and interests, the amount is not low, and there is no annual fee burden, so everyone can start with an ABC carefree white card.

How much is the credit card of Agricultural Bank of China? Card Friends

The credit card of Agricultural Bank of China is 2,-2, yuan, with a maximum of 2, yuan and a minimum of 2, yuan. The specific situation varies from person to person. According to the cardholder's income and credit standing, the Agricultural Bank of China approved the maximum amount that can be used for overdraft consumption and cash withdrawal, and the cardholder can recycle the credit card within the validity period.

ABC's carefree platinum credit card not only has a high quota, but also has rich rights and interests. If it is processed, the annual fee is free in the first year. From the second year, the annual fee will be charged: 58 yuan for the main card and 3 yuan for the supplementary card, but it can be exempted if the card is swiped for 18 times.

ABC's carefree platinum credit card has rich rights and interests:

1. National outlets are given priority access, and the rights and interests of giving priority to business are obtained;

2. Free expert appointment service for 3 times, which can be used in more than 5 3A hospitals nationwide;

3. if you earn xx points, you will get drunk driving service five times a year;

4. Free credit card theft insurance of up to 5, yuan, which will take effect immediately after the card is activated;

5. the bank in the same city is exempted from handling fees for withdrawing excess repayment, reporting loss and resetting password.

In terms of card rights and interests, the Agricultural Bank of China Youranyue Platinum Credit Card has provided full-service rights and interests, such as two airport VIPs or four high-speed rail rights, three visits to 3A hospitals, credit card theft and loss insurance, VIP access at outlets, etc., to meet the service needs of customers for travel, health and insurance protection.

In addition, new ABC credit card users who successfully applied for ABC's Youranyue Platinum Credit Card during the activity can use this card to bind WeChat and pay for 6 transactions through WeChat within two natural months after the card is verified, and each transaction is spent in 18 yuan, so they can receive ABC's integral mall 25 yuan coupon. At the same time, new users can go straight to the Agricultural Bank of China credit card gold members after completing the first brush, and members can enjoy premium discounts such as full fuel reduction and premium vouchers; Credit card points can also be cashed in Meituan Takeaway and Ctrip Travel APP.

in terms of annual fee policy, 58 yuan is the main card and 3 yuan is the supplementary card of Agricultural Bank of China. The annual fee is exempted in the first year, and the annual fee of the main card is exempted when the consumption of the main card is over 3, yuan, and the annual fee of the supplementary card is exempted when the consumption of the supplementary card is over 1, yuan.

This is the end of the introduction about how soon ABC Yourfree Credit Card and ABC Yourfree Credit Card will be raised. Did you find the information you need?