Hello everyone, I am Brother Hui, let me answer this question.

1. Are rural commercial banks state-owned enterprises?

1. From the perspective of investor composition

For rural commercial banks, their predecessors are generally "rural credit cooperatives". After the reform, rural commercial banks, farmers, rural industrial and commercial banks within their jurisdiction It is a joint-stock enterprise composed of households, corporate legal persons and other economic organizations. Therefore, from the perspective of the investor composition, the state-owned component of most rural commercial banks is not strong. It is different from what we usually think of as state-owned enterprises where the State-owned Assets Supervision and Administration Commission fulfills its investment obligations. There are fundamental differences between enterprises, and there are even situations where the vast majority of investors are private enterprises, so they should not be treated as state-owned enterprises.

2. From the perspective of regulators

Rural commercial banks are financial institutions and are managed by the China Banking Regulatory Commission. In fact, most people’s impression of them is different from the “enterprises” they see every day. "It is a special economic organization. Usually people's perception of it is mainly based on "strong credibility and guarantee", while downplaying its "profit" function as an enterprise. Because of this, when people see it, It is naturally classified as "state-owned", which is one of the reasons why the questioner asked.

2. What is the treatment like?

What is basically certain is that the profitability of most rural commercial banks is still good. If the subject of the question is in a county with a strong economy, then it is probably Don’t worry about remuneration. You have five insurances and one housing fund, good welfare benefits, and are basically at the upper-middle level in the local area. Your job is decent and stable. Being able to be admitted to the county rural commercial bank itself represents your ability to pass the test, and it is normal to get good remuneration. After all, , there are not many decent and stable units in the county.

Hope this helps.

Most of the rural commercial banks in the county are not state-owned enterprises in terms of property rights. Even so, they are actually managed as state-owned enterprises and are managed by the Provincial Association under the provincial government. Therefore, it is not a state-owned enterprise but a state-owned enterprise, at least for now.

Treatment varies greatly across the country, so it is difficult to say accurately. It can only be said that at present, the treatment of most rural commercial banks is higher than that of people of the same rank in local administrative institutions.

Rural Commercial Bank was formerly a rural credit cooperative. Do you think it is a state-owned enterprise?

The salary is not high, and it is basically linked to the task. Some are assigned to remote areas, and some counties are best assigned to government agencies. Otherwise, various fines are enough for you to drink a pot. Don't talk nonsense. You don't know whose relative you are talking about. You haven't broken away from the family business model yet. You know what you do. Every place is different. I hope it's not mine. The salary is 1,500--arrive at 7:40 every day. At 6:30, no rest is allowed. I have some lunch and then continue working. The task target is heavy! ! ! Come to realize it slowly. My family doesn't agree, otherwise I would have quit working long ago. ! ! ! There are so many things I can’t say! ! !

Rural commercial banks in the county are generally restructured from credit cooperatives and are managed by the State-owned Assets Supervision and Administration Commission. As for remuneration, it depends on the business situation. If the business is good, the non-performing rate will be low. , the treatment is still good. If you are a man, it is recommended to work in a credit-related position, which can train people well, accumulate connections, and have a lot of room for promotion. If you work hard, your salary will reach the standards of the middle class. If you are a woman, you can work as a teller. , the pressure is relatively low. If you want to get promoted, you can work as a secretary. This type of work mainly involves writing publicity reports and speeches for leaders, so you can be promoted faster. There is a female colleague next to me because she can write articles very well. , became the vice president in just one year. Hope this helps you! I also hope to discuss it with everyone!

Rural commercial banks are joint-stock enterprises and generally have state-owned shares, but not many. Credit unions have never been state-owned enterprises. Credit unions are collectively owned enterprises.

It is not a state-owned enterprise, but except for the different investors, the management model is similar to that of a state-owned enterprise.

It is not a state-owned enterprise, and the original collective enterprise was restructured into a joint-stock company.

Definitely not State-owned enterprises!

Belongs to a collective financial organization