1. First of all, if you want more concessions from merchants, you must first exclude state-owned banks. China Merchants Everbright Industrial CITIC Pudong Guangfa (our district) left; 2. If you want to score easily, you should put in one point in 20 yuan, so you are excluded. Guangfa credit card only uses password to spend, which is not safe and directly KO. Pufa doesn't advocate credit cards, so there are definitely not many activities in the local area. Call me through their headquarters when I'm doing it, so I won't consider it. The rest, Xingye is one yuan and one cent, which can be spent by points, borrowed in advance, 400 points can be spent as one yuan, and points can be spent on the machine without changing those useless gifts. It is convenient for us to go shopping in New Mart. Everbright's Foca small card can be automatically divided into stages, and any brush can be automatically divided into 12 stages, which is very advantageous. In addition, I often send some coupons from Pizza Hut or McDonald's, which is very good; Citic doesn't feel anything, it's dull, but it's brushed back and there's no bright spot. 3. Personal opinion, Xingye is still bright.