Among many mainstream banks, because the application conditions for Guangfa Bank’s credit card are not that high and there are many discounts, many people apply for its credit card. Guangfa Bank has a wide range of card types. Which credit cards are better to apply for? Let’s take a look.
Which credit cards of Guangfa Bank are worth applying for?
1. Guangfa Bank True Love Card
It is also a relatively popular credit card of Guangfa Bank, and the applicants are mainly female users. Lord, after all, this is a female-only credit card. Of course, although men can also apply, women are given preferential treatment and the success rate of applying for the card is also higher. The most noteworthy thing is that this card can provide women with many considerate services, such as triple points plan for merchants of their choice, insurance plan of their choice and other functional services, and they can also enjoy discounts from many merchants.
2. Guangfa Sharp Card
The most attractive thing about this card is its cash back offer. Cardholders can choose from three categories: dining and entertainment, shopping, and travel. Select one or more types of merchants, and once selected, you can enjoy discounts when you spend at the specified types of merchants. That is, cardholders can get 0.5 cash back for a single purchase of 99 yuan, and 1 cash back for 199 yuan. You can get 5 cash back every Friday, up to 100 yuan. In addition, cardholders can enjoy 3 times the points when spending at merchants of their choice.
3. Guangfa Car Owner Card
Although it is not a new card, the number of card applications has remained high, and it is one of the first choice credit cards for many car owners. Its most attractive feature is that it can customize various service benefits for car owners.
For example, if you make any point-based transaction within 3 months after the card is issued, you will receive free 100 kilometers of roadside assistance service and high-value accident insurance; monthly refueling can provide up to 6 cash back and 5 times points for refueling. Extra 20% off on expressway tolls. If you are a new householder, you can enjoy more generous benefits when applying for a card, including a 24% discount on highway passes, free ETC electronic tags, and up to 15% cashback for new households.
4. Guangfa Duoli Card
Guangfa Duoli Card is a UnionPay unbounded card jointly launched by Guangfa Bank and China UnionPay***. Use this card to order food at Starbucks, Didi and designated restaurants. You can enjoy up to 10 cashback for consumption on the platform, and 1 cashback for consumption using WeChat and Alipay. Obviously, this is a magical card focusing on young people's food, drink and fun, and its main focus is cashback on consumption.
5. Guangfa Ctrip Credit Card
This card is specially designed for business travelers. The two cards combine to accumulate Ctrip points in both directions, provide travel accident insurance, and waive handling fees for a monthly cash withdrawal from another place. Discounts, etc. are all special functions of the card to meet the card usage needs of business travelers.
6. Guangfa Taobao Card
The annual fee for this card level is 40 yuan/year, and the gold card is 80 yuan/year. If you swipe the card more than 6 times in the year, you can waive it. Annual fee. Cardholders can also enjoy the card loss protection rights 48 hours before reporting the loss. The longest interest-free period is 56 days. By swiping the card for consumption, you can also accumulate Jifenbao. For every 5 yuan spent, you can get 1 Jifenbao.
7. Guangfa Bank Master China Southern Airlines Sky Pearl Credit Card
This card is a dual-currency card. Cardholders no longer have to worry when traveling abroad or on business trips, and it is issued by Guangfa Bank A co-branded card launched by the bank and China Southern Airlines Co., Ltd., cardholders can enjoy a variety of benefits during flights.
The above are the credit cards worth applying for from China Guangfa Bank. Those who need to apply for a credit card can refer to these contents to choose the card type.