The credit card has been activated and will not be cancelled. Because if the activated credit card is not used, the bank will not automatically cancel it for the time being, but all credit cards have an expiration date, and expired credit cards need to be updated before they can continue to be used. Some banks require cardholders to take the initiative to update in the bank, and some banks will automatically help you update. If you don't need to continue to use it, you can contact the customer service of the bank and ask to stop using the credit card and cancel it directly.

legal ground

Article 49 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks

The issuing bank shall establish the operating rules for credit card activation, and check the identity information of credit card holders before activation. A credit card whose applicant has not signed a contract (agreement) and whose identity has not been confirmed by the activation procedure shall not be activated. The new card, lost card, damaged card and expired card must be activated before the cardholder can use it.

The credit card is not activated by the cardholder, and no fees may be charged. Under special circumstances, except for the cardholder's written charge, customer service telephone recording, electronic signature and the way recognized by both the cardholder and the issuing bank, the creditor-debtor relationship formed when changing the card.

Without the activation and use of the cardholder, the credit card shall not issue any gifts or gift certificates.