Bank of China: 5% of the minimum amount has not been paid.
Industrial and Commercial Bank of China: 5% of the minimum repayment amount has not been paid, 500 yuan.
Agricultural Bank: 5% of the unpaid minimum amount+0 yuan.
China Construction Bank: 5% of the outstanding minimum repayment amount, 5 yuan RMB or USD 65,438 +0 or EUR 65,438 +0.
Postal Bank: 5% of the minimum amount has not been paid.
Bank of Communications: 5% of the minimum amount has not been paid.
Dual-currency credit card and USD credit card: the minimum is RMB 65,438+00 or USD 65,438+0 yuan.
Rmb credit card: minimum RMB 10.
China merchants bank: RMB 10 yuan or USD 1 yuan, accounting for 5% of the unpaid minimum amount.
China CITIC Bank: 5% of the unpaid minimum amount is 20 yuan or 2 dollars or 20 Hong Kong dollars or 2 euros.
Minsheng Bank: 5% of the minimum repayment amount 10 yuan.
Industrial Bank: The outstanding minimum repayment amount is RMB 20 or 5% of USD 3.
Guangfa Bank: 5% of the minimum amount has not been repaid.
Personal single currency card (including business card): minimum RMB 20/USD 5/HK$ 40; Personal dual-currency card: minimum RMB 20/USD 2; Company card: minimum RMB 10 yuan/USD 1 yuan.
Ping An Bank:
If it is less than 20 yuan /3 USD, it will be charged according to the outstanding overdraft principal.
If it is more than 20 yuan /3 USD, it will be charged at 5% of the outstanding minimum repayment amount.
Other banks: 5% of the minimum repayment amount has not been paid.
Extended data
Consequences of overdue credit cards
1, resulting in overdue interest and late fees;
2. Bad credit record;
3. Banks will collect money and may face criminal problems.
Credit card overdue solution:
1. If the cardholder forgets to repay and finds it overdue, he must repay as soon as possible, preferably in full. Call the bank's credit card center and declare the non-malicious arrears. If the overdue time is short, the bank may not calculate the bad record;
2. When the credit card cannot be repaid due to unemployment, illness and other reasons, before the repayment period, the cardholder should take the initiative to get in touch with the bank credit card center to explain his financial situation, declare that he is not in bad faith, and apply for deferred repayment or installment repayment;
3. When the cardholder voluntarily applies for deferred repayment, the bank will often agree to defer repayment, and the bank and the cardholder will agree on a repayment plan acceptable to both parties. In this way, the bank will not record bad records, but it must repay on time after applying for an extension;
4. Credit card repayment information The central bank's credit information system rolls for 24 months, and the credit card overdue repayment record will be kept in the credit information system for two years. If the card is found to be cancelled directly after it is overdue, the information will not scroll, but will be kept for a long time. Therefore, after the cardholder is overdue, it is best not to cancel the credit card immediately. It is best to stick to it for more than 2 years and then maintain a good credit record.
Refer to People's Daily Online-What impact does it have on you to cancel the late payment fee and change it to liquidated damages?
Refer to Baidu Encyclopedia-Notice of the People's Bank of China on matters related to credit card business.