At present, many banks, such as Bank of China, China Construction Bank, Industrial and Commercial Bank of China, China CITIC Bank and Minsheng Bank, have launched euro credit cards. Of course, each bank's euro credit card has its own characteristics.
1. Bank of China.
euro is a single currency, the account period is up to 5 days, and the chip/magnetic stripe is optional. The annual fee for the general card is 12 euros, and the annual fee for the gold card is 22 euros. The annual fee is 3% and the minimum is 5 euros.
2. China Construction Bank.
RMB/Euro dual currency, MasterCard account period is up to 5 days, only the annual fee for magnetic stripe gold card is 16 yuan, and the annual fee for platinum card is 58 yuan. If there is Euro in the card, there is no interest for cash withdrawal. If there is no deposit, interest will be charged on a daily basis.
3. Industrial and Commercial Bank of China.
RMB/Euro dual currency, the optional account period of Visa/MasterCard is up to 56 days, and the annual fee of general card can be selected for chip/magnetic stripe, and the annual fee of gold card is 2 yuan, with 5 swipes or 5, RMB free of 2.9% handling fee for foreign cash withdrawal. If there is Euro in the card, no interest will be charged for cash withdrawal; If there is no deposit, interest will be charged at a daily rate of five ten thousandths.
4. China CITIC Bank.
RMB/Euro dual currency, the longest account period of Visa card is 5 days, the annual fee for magnetic stripe card is 1 yuan, and the annual fee for gold card is 3 yuan, with one charge in the first year, and five charges for annual fee-free platinum card in the next year are 48 yuan and 2 yuan, all of which are unavoidable, and the annual fee is 2.9% and the lowest is 2 euros per transaction. If there is euro in the card, no interest will be charged for cash withdrawal; If there is no deposit, interest will be charged at a daily rate of five ten thousandths.