Since July 1, 213, according to the "Time Tolerance" of the new version of the China Bank Card Industry Self-discipline Convention, there is no penalty for delaying the repayment of credit cards for more than three days. At present, most banks in China have a grace period for repayment, and they can extend the grace period for three days after repayment. The 12th credit card of China Construction Bank is the repayment date, can it be postponed?

The repayment date cannot be postponed, that is, 2 days after the bill date. However, CCB has a service of repayment grace period, that is, as long as you repay the account within 5 days after the final repayment date, they will still calculate your repayment on time. So if you can't repay the money at once because of something, you must repay it in these five days, and I suggest you repay it through CCB, so as to ensure the time of receipt. This service is available in the credit card itself, so you don't have to call to apply.

If you are a little short of money recently, you should pay the minimum repayment amount within the grace period at the latest, which will not affect your personal credit, except that your consumption will not enjoy the interest-free period, and the bank will charge interest at the rate of five ten thousandths of a day from the date when your consumption is credited. However, if you don't pay the minimum repayment amount before the final repayment date, there will be a late payment fee, which is = (minimum repayment amount-the amount paid by the due repayment date) × 5%, and the minimum 5 yuan (USD 1/Euro), and overdue payment will affect your personal credit. Can the repayment date of CGB's credit card be postponed for three days

CGB's credit card repayment cannot be postponed. If there is repayment pressure, the minimum repayment amount can be used.

The final repayment date of the credit card of Guangfa Bank is the 2th/26th day after the billing date, that is, if the 5th is the billing date, the 25th day of the current month, and if the 17th is the billing date, the 7th day of the next month is the final repayment date (regardless of month and month).

the interest-free repayment period is from the billing date to the final repayment date, and the longest interest-free period of CGB credit card is 5/56 days, and the shortest is 2/26 days; You can enjoy the longest interest-free period on the day after the bill date. Take the bill date on the 5th as an example. If you spend on May 6th, bill is paid on June 5th, and June 25th is the final repayment date, you can enjoy the longest interest-free period of 5 days. If you spend money on August 5th, that day is the billing date, and the final repayment date is August 25th, you can only enjoy the shortest interest-free period of 2 days.

Remarks: The repayment due date of standard card, hope card and QQ card of Guangfa Bank is 26th day after the bill date of each month, that is, the longest interest-free period is 56 days; The repayment due date of other credit cards is the 2th day after the bill date of each month, and the longest interest-free period is 5 days. Can the last repayment date of Ping An Bank's credit card be delayed by three days?

Ping An Bank's credit card has a grace period of three days after the repayment date. Repayment within the grace period is regarded as timely repayment, and there will be no bad credit record.

Interpretation of Ping An Bank's credit card "time tolerance" rules:

1. "Tolerance tolerance" is the collective name of credit card "tolerance service" and "time tolerance service".

2. "Tolerance service", that is, if the cardholder repays in full in the current period, and after the due repayment date, the outstanding amount in the account is less than or equal to 1 yuan, Ping An Bank will regard the cardholder as full repayment, and this outstanding amount will be automatically transferred to the next bill. The credit card was paid in cash today before the repayment time! Is it continued on the repayment date of credit card?

the billing date and repayment date of the credit card are relatively stable (unless you personally apply for adjustment). After the credit card is cashed out, the cash is included in the current consumption (extra fees and interest are paid). If it happens to be included in the current consumption bill, it needs to be paid off on the latest repayment date. If it is included in the next repayment date, it needs to be paid back every other repayment date.

if you are not clear, please keep asking. Whether the repayment date of CITIC Bank's credit card is delayed for three days will be deducted from the weekend

The delay of three days includes Saturday, Sunday or holidays and will not be deducted! The last repayment date of CCB's credit card can be extended by several days

CCB provides grace period service for credit card repayment, and the business needs no application, and the time is 5 days (due repayment date T+5). Repayment within the grace period is regarded as timely repayment. For example, if the final repayment date of this period is January 22nd, it is only necessary to repay the account before January 27th, and CCB is deemed to have repaid the loan on time in this period. Is it ok to postpone the repayment date of CCB's credit card for a few days after 3th?

CCB will extend the repayment period by 2-3 days, and the repayment within these 2-3 days is not overdue. For details, please consult 95533 whether the repayment date of CGB's credit card can be extended?

In the case of CGB, under normal circumstances, you can apply for a one-day free repayment delay by telephone, and under special circumstances, you can apply for a three-day delay. After the interest-free period of credit card consumption, interest will be charged only for the unpaid part, starting from the consumption date, and the unpaid part will be charged at five ten thousandths of the daily interest. The credit card of China Merchants Bank has been pushed back 5 days beyond my repayment date

If the minimum repayment of the bill is not returned in time before the due repayment date, late fees and interest will be charged, and personal credit will be affected. 5% of the unpaid part of the minimum repayment amount will be charged for the overdue fine, and the minimum payment will be RMB1 yuan or USD1 yuan. Interest means that all consumption in the current period will be collected from the bookkeeping date (usually the day after consumption), with a daily interest rate of five ten thousandths until it is fully paid off.

In order to avoid affecting personal credit, it is recommended to pay back on time. If it is inconvenient to pay off the bill in full, please pay off at least the minimum repayment amount on time.