If you have complete information and strong strength, it will be easy for ICBC to apply for a credit card, but in contrast, it is generally difficult for the four major state-owned banks to apply for a credit card, which is beyond doubt. If you are not qualified, it is difficult to get a card. Even if you can do it, the amount is super low. At present, there are two channels for ICBC's credit card application, one is to apply at the counter with credit certificate, and the other is to apply at online banking. The general requirement is that the applicant has a fixed residence at the location of the issuing bank (generally, the permanent residence of the household registration is the same as the place of application), and the income is stable and above the local average income level.

ICBC credit card application conditions are as follows

1. Do you have a stable job and repayment ability? As the four major banks, ICBC attaches great importance to whether the applicant has a stable job, because there are job representatives with stable income sources, so for banks, the applicant has at least a certain repayment ability. However, the nature of work and income directly affect the credit card limit. For example, if you work in a public institution or a world top 500 enterprise with a high income level, for ICBC, the more stable the applicant, the higher the credit card limit.

Second, whether personal credit records are good or not, whether it is ICBC or other banks, personal credit records are important reference conditions. Once the applicant has a credit stain, such as overdue credit card records, arrears of bank funds, etc., most banks will not issue cards, let alone the four major state-owned banks such as ICBC.

3. Whether the age meets the requirements, whether the applicant has full capacity for civil conduct, is over 18 and under 65, and has full capacity for civil conduct at the same time, so as to meet the application conditions of ICBC credit card. However, below 18 does not mean that you cannot apply for a credit card, but you can apply for a secondary card.

This mainly depends on the basic conditions of each applicant. It is relatively easy to get a card if the conditions meet, especially the peony card of ICBC, which should be no problem. But if it does not meet the requirements, it will be more difficult for ICBC to apply for a credit card.

[img] Can I get a credit card from ICBC?

Can I get a credit card from ICBC?

This situation is easy to handle.

Banks will carry out a certain business from time to time, and then there will be some preferential activities. For example, there are discounts on credit cards during the event, and the credit limit may be higher than usual, which is based on the need to expand the business scale.

Of course, the initiative of the bank to contact the selected customers does not mean that the invitee can get the credit card, but only means that you meet the requirements of the bank's activities, such as no bad credit record, no delay in repayment or default, and a certain time deposit.

When you actually apply for a credit card, whether you can apply and how much you can apply depends on the specific situation.

Enthusiastic card friends 2016-11-09

It's easy to get a credit card in this case. It should be that you often have business dealings with this bank or have a certain deposit in this bank. The bank will only invite you to apply for a credit card after confirming that you have good personal credit and certain repayment ability. After all, banks do cards for normal business, which is very welcome for quality customers.

However, you should be vigilant and pay attention to the difference between banks that really invite you to apply for a card. Some criminals use the banner of banks to defraud money or information. You'd better apply at the bank counter if it's convenient.

ICBC credit card processing conditions

Don't go to the counter, you'd better take things to the seaside. The requirements for the counter are very high. I remember those beaches asked for more money, and I set up an overdraft 1W credit card for this salary.

Chongqing Industrial and Commercial Bank Credit Card

Just find the seal of your company.

Industrial and Commercial Bank of China Panjin Office Credit Card

It shouldn't be difficult to find a stable job in ICBC and get paid. About 5000 should be fine.

How to handle the ICBC credit card?

Bring your ID card, work certificate, social security card, real estate license and driving license to the bank, or you can apply online. At least one of the conditions listed above can be added to the ID card. 10- 15 World Card, and the limit is given according to the information you provided.

I want to apply for a credit card of ICBC.

Let your dad do it, just add a supplementary card.

Can students apply for ICBC credit cards?

ICBC provides 18-year-old college students with peony student credit cards, but the credit limit may not be as good as that of ordinary credit cards. Peony student cards have different initial quotas according to their academic qualifications. The initial credit line of RMB account of undergraduate course shall not exceed 2000 yuan; The initial credit limit of the master's RMB account shall not exceed 4,000 yuan; The maximum initial credit limit of a doctor's RMB account is 65,438+00,000 yuan (the card is pledged, and the initial credit limit is not limited by the above requirements, and the specific credit limit is subject to the approval of the local card issuer).

Is ICBC credit card easy to use?

A credit card is just a thing that is useless or unnecessary.

That is, credit card consumption or cash withdrawal, and then repayment,

Usually there are also many preferential activities of cooperative businesses.

Bring inconvenience to the repayment party.

How about Xuzhou Industrial and Commercial Bank's credit card?

Netizens who want to apply for ICBC credit cards in Xuzhou must have such doubts in their hearts. Which bank has a better credit card? How about ICBC credit card! What are the benefits of handling ICBC credit cards? With the rapid development of economy, people's consumption patterns have changed greatly. From cash consumption to bank card consumption, and now to credit card consumption in advance, the change of consumption mode has provided a lot of convenience to the majority of card friends! Major banks have launched credit cards to provide more help for the daily consumption of credit card holders! ICBC is no exception! Let me introduce the advantages of ICBC credit card to my card friends. Advantages of ICBC's credit card: 1, with more than 30,000 outlets nationwide, it is the bank with the largest number of outlets in China at present; 2. Support Alipay, which can be unlimited; Basically support all online banking payments; 3. There is no handling fee for local cash withdrawal; Overflow-free payment withdrawal fee; 4. The international card quotas of different brands are independent; 5. Support most credit card swiping services, especially other bank cards that only support debit cards, and you can also press the point of consumption. For example, Guangzhou's "PayPal" and "PayPal". You can fill in Yangcheng.

Can I apply for an ICBC credit card in a different place?

It seems impossible to cross cities and provinces.

Is ICBC's credit card easy to handle?

It is easy to apply for an ICBC credit card. As long as the applicant has repayment ability, legal identification and good credit record, it is very easy to get a card, but the amount of the card is determined by the bank. The limit mainly depends on the financial proof submitted, but the credit card limit applied for the first time is not very high.

Due to different application channels, the credit card quota will be different. Generally speaking, the amount of online application is lower than that of offline application, and the submission of some materials for online application will be restricted. You can submit more financial certificates through the bank counters and bank card salesmen, and the amount of cards issued will naturally be high, but online application can shorten the time for issuing cards, and applicants can get cards as soon as possible.

Card sorting

Peony quasi-credit card is a quasi-credit card issued by Industrial and Commercial Bank of China. Cardholders deposit a certain amount of reserve fund according to regulations, and when the balance of the reserve fund account is insufficient to pay, they can overdraw within the prescribed credit limit. Peony quasi-credit card can be used in China, Macau, China, China, and UnionPay acceptance points in Thailand, South Korea, Singapore and other countries for settlement, and has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on. This peony quasi-credit card is a quasi-credit card with China characteristics, which has no precedent in other countries in the world. The appearance of this quasi-credit card is a reflection of the imperfection of China's credit system. Peony quasi-credit card has stopped issuing. Peony Credit Card and Peony International Credit Card, which truly meet the needs of the public, are the development direction.

Mudan international credit card

Peony International Credit Card is an international credit card product launched by Industrial and Commercial Bank of China. International cards are used at home and abroad, and are settled in RMB and a specified++. Peony International Card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount. This card is universal.

Peony credit card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. The credit card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount. Peony Credit Card can be used in China, Hongkong, China, Macau, China, and UnionPay acceptance points in Thailand, South Korea and Singapore. It is settled in RMB and has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on.

Peony credit card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which is limited to RMB credit cards used in People's Republic of China (PRC). Settlement in RMB, with credit consumption, transfer settlement, cash deposit and withdrawal and other functions. Peony credit cards are divided into business cards and personal cards according to different card issuers; According to different credit ratings, it is divided into gold cards and ordinary cards.

Is ICBC's credit card easy to handle?

ICBC's credit card is easy to handle. At the time of application, you must meet the requirements of ICBC credit card application, be over 18 years old (inclusive), work in the place where the card issuer is located, and have a stable income and above the local average. It will be reviewed according to the applicant's comprehensive assets.

China Industrial and Commercial Bank (hereinafter referred to as ICBC) was established in June 1984 65438+ 10/. As the largest commercial bank in China, China Industrial and Commercial Bank has stepped into the track of coordinated development of quality, efficiency and scale after 29 years of reform and development.

The headquarters building of China Industrial and Commercial Bank was designed by SOM Design Company of the United States. High 13 floor, with a construction area of nearly130,000 square meters. It is divided into rectangular area and arc area, and the middle is connected into a whole in the form of overpass.

At the end of 2003, the total assets were about 527,965,438+billion yuan, accounting for nearly one-fifth of the total assets of banking financial institutions in China. By the end of 20 10, ICBC's total assets were about134,586.22 billion yuan, and its current total market value was about143,447 billion yuan, ranking first among listed banks in the world.

By the end of 201/kloc-0, ICBC had 397,339 employees, distributed to 4/kloc-0 through 16, 227 domestic institutions, 203 overseas institutions, 1562 correspondent banks, online banking, telephone banking and self-service banking.

At the end of 20 10, the total assets reached134,586.22 billion yuan, an increase of16,735.69 billion yuan or 4.2%; Total liabilities reached126,369.65 billion yuan, an increase of153,084.6 billion yuan or 3.8% over the end of last year; The total market value reached $233.5 billion, ranking first among listed banks in the world.

In 20 10, the net profit was1660.25 billion yuan, an increase of 28.4% over the previous year, and the growth rate accelerated by 12.0 percentage points year-on-year, making it still the most profitable bank in the world. The average return on total assets and the weighted average return on net assets are 1.32% and 22.79%, respectively, which are at the leading level in the global banking industry. Earnings per share was 0.48 yuan, an increase of 0. 10 yuan over the previous year; The balance of non-performing loans and the non-performing loan ratio decreased by 1 1 year, and the non-performing loan ratio decreased to 1.08%.

Thanks to the optimization of business structure, the completion of refinancing and the appropriate expansion of profit retention rate, the capital adequacy ratio and core capital adequacy ratio reached 12.27% and 9.97% respectively, and the capital strength and sustainable development ability were further enhanced.

How about ICBC credit card?

1, ICBC's credit card review is relatively strict, but as long as the credit conditions are good and meet ICBC's card issuance conditions, there is no problem, otherwise it is easy to be rejected.

2. ICBC credit cards are divided into ordinary cards, gold cards, platinum cards and black cards. The higher the card level, the harder it is to take off. Among them, the applicant's credit information and the star rating of ICBC are two major factors that affect the use of cards. If personal credit information is tainted, it is very likely that the application for a credit card will be rejected, or even rejected.

3. It is suggested to apply for an ICBC credit card. Don't blindly pursue high quota and high grade. Choose a card according to your credit status and actual needs.

How about learning more about ICBC credit cards? Go to: See more.

Is it difficult for ICBC to apply for a credit card? Shenka experienced it.

The difficulty of applying for a credit card varies from person to person. After all, everyone's credit conditions are different, and the threshold of banks is also high and low. Many card friends ask, is it difficult to apply for an ICBC credit card? It is the bank's decision to get off the card, so I can only share with you the experience of many card friends in handling the card.

A credit card forum card friend kashen0 14 15983:

At the end of 20 16, I applied for it three or four times through the ICBC website, and all of them ended in failure.

Then I decided to go to ICBC outlets to ask for materials, and prepared an income certificate stamped with the company's official seal. I thought it should be okay this time!

The application was submitted on March 3, 20 17, and the SMS was still not received at noon on the 9th.

Is it so difficult for cardholders to apply for an ICBC credit card? Actually, it's not. In fact, the cardholder has not mastered the trick of handling the card:

1. After the online application fails, don't submit the application repeatedly;

2. It is best for the application outlets to provide financial proof, such as real estate license and vehicle driving license. If not, it is best to have a deposit in ICBC;

3. If you really can't get the card, it is recommended not to collapse and apply for a credit card from another bank.

Kayou kashen0 189 1362 said:

Personally, I think it is not difficult for ICBC to tie a big chicken with my aunt's savings card. You can brush it and buy some wealth management products-step by step, just wait for my aunt's introduction, and then set up a general card or a gold card online. That's how I got down.

Credit card evaluation: 20 18 which credit card is easy to use? There are many choices!

Summary: Whether it is difficult for ICBC to apply for a credit card depends on your personal credit status and card handling skills. Blind card application is definitely not possible, and it is counterproductive.

So much for the introduction of ICBC credit cards.