Big hack on the wool harvesting method: you can earn 1,400 yuan per month with a credit card!
It takes means to harvest the wool. I will give a simple example here, mainly from the perspective of realization, to analyze how much profit a Pudong Development Bank AE Platinum Card can bring if you make good use of it.
Prerequisites:
Have a Shanghai Pudong Development Bank AE card (minimum limit 60,000)
Have a China Southern Airlines office card (reply to China Southern Airlines office card in the background to learn what China Southern Airlines is Card)
Join a stable red envelope group, get 15 shared red envelopes, and reply to Pudong Development Red Envelopes in the background to see how to play
Participate in all three traffic activities of Pudong Development every month
Open two categories of five times points (from October onwards, there are only two categories at most. If you have opened more, the income will be greater)
The capital income is based on 30,000 yuan for 30 days. The exchange’s financial management income calculation does not take into account high-risk returns.
Credit Card
High energy ahead, it’s time for mathematical calculation skills: Friends who don’t have time to finish reading can save it!
Income calculation:
Red envelope income:
The average of the 15 red envelopes shared is 30 points each, 15 for 30 days = 13,500 points.
A fast payment red envelope every day, 3830 = 1140 points
My own 5 red envelopes, considering that 20 red envelopes are exchanged for 1g of traffic every month, 4 big red envelopes are opened every day, and each The average red envelope points are 50 points, 50430=6000 points
The credit card payment or traffic received are also calculated as 50 points
In this way, the total red envelope points per month: 13500 1140 6000=20640 points
Free application for entry-level credit cards
Quick card application channel: Bank of Communications Y-POWER black card
Quick card application channel: China Merchants YOUNG Card (Black)
Traffic income
Since the traffic given out in red envelopes is calculated according to points, only three events are considered here, 3 1g per month, totaling 3g traffic. Now in the market The price is 80 yuan per G, so the monthly traffic income is 380 yuan = 240 yuan
Five times points channels (after October, choose WeChat and Alipay)
Each channel earns 14,300 Yuan, you can get the upper limit of 50,000 reward points, so each channel can get 21,450 (1.5 times consumption points) 50,000 (5 times reward points) = 71,450
The total of the two channels: 714502= 142900
Other offline channels
Earn 45,000 points by spending 30,000 points every month.
Capital interest income
Lufax’s 28-day zero-life treasure return rate is 4.2, 30,000 4.2/12=105 yuan
Calculated in this way, in fact, every The monthly points income is already considerable! Total monthly points income:
Points: 20640 142900 45000=208540. Taking into account the annual fee of 200,000 points, it is equivalent to spending 200,000/12=16,700 points every month.
Rule: 208540-16700=190,000 points
If you redeem China Southern Airlines miles according to 12:1, then 19/12=15,000 miles. According to the current market price, China Southern Airlines will issue cards per 10,000 kilometers. 900 to calculate,
The income is: 1.6900=1438 yuan! !
Add traffic and capital income
Total monthly income:
1438 240 105=1783
Monthly consumption amount :
Online 143002 Offline 30000=58600
Of course there is a cost for swiping the card, but the amount of swiping is less than 300 per month, so there is still a profit of at least 1,400.
Due to the 5 times reduction in points, the income of new customers has dropped significantly compared to that of old customers before October. At the same time, the Yongle coupons have also expired, and the income of new customers has dropped by 300 per month.
However, the income of more than 1,400 a month from one card should not be sustainable for a long time, so you must start early. There is no eternal magic card, only the eternal spirit of collecting wool. Cosmos Bank and CITIC i Platinum have become history, and Pudong Development Bank AE Bai will eventually step down. What you have to insist on is not your loyalty to the card, but your enthusiasm for the wool.
The most amazing credit card of the year: Detailed explanation of Pudong Express AE Platinum Credit Card
The annual fee of Pudong Express AE is waived: the annual fee of this card is 3,600 yuan, and the annual fee is waived in the first year and the following year. The annual fee can be redeemed with 200,000 points. What to do with 200,000 points? It is very easy to get it through 5 times points and drawing red envelopes.
1. 1.5x acceleration for all: Before June 30, 2017, if you hold Pudong Development AE for free consumption, all purchases with points will enjoy 1.5x points (regular 1x and 0.5x additional bonus points). It is equivalent to earning 1 mile by spending 8 yuan.
2. 5 times the points from designated channels: choose 2 out of 6 from Alipay, WeChat, catering, department stores, hotels, and entertainment, each category costs 3 yuan per month, and you will receive money every quarter. It does not overlap with the national 1.5 times acceleration event, whichever is higher. It is equivalent to earning 1 mile by spending 2.4 yuan.
3. Points and red envelopes: Points and red envelopes can be drawn for each transaction. Follow the official WeChat of "SPD Bank Credit Card Center" and you will receive 1 "consumption red envelope" for any consumption, with a limit of 5 red envelopes per day; pay merchants through Baidu Wallet, Alipay, Tenpay (WeChat), online banking, JD.com and other fast payment merchants. If you spend over 10 yuan in a single transaction, you will get a "Quick Payment Red Envelope"; if you use Xiaopu Pay, if you spend more than 10 yuan in a single transaction, you will get a "Xiaopu Payment Red Envelope". Spending red envelopes can be shared with friends. Each person can open up to 15 red envelopes shared by others per day. In total, one person can open 21 or 22 red envelopes per day. The red envelopes issued include points, traffic and card credit. You can form a red envelope group to collect points together.
PriorityPass Airport VIP Lounge (PP Card): No restrictions on flight or passenger class, you can enjoy the PP Airport VIP Lounge service unlimited times throughout the year, and you can bring 6 people for free every year. Generally, the PP card provided can be used by oneself but cannot be given to colleagues.
Bonus insurance: 15 million personal accident insurance, 5 million for accompanying spouse; 500/4 hours delay insurance; up to 100,000 yuan of theft protection in the 72 hours before the loss is reported.
Global wireless network service benefits: Become a boingo member for free and enjoy unlimited free Wi-Fi for one year with free access to more than 1 million Wi-Fi hotspots around the world.
VIP privileges for Mandarin Oriental Hotel, SLH Group, and Worldhotels Group, such as preferential room reservations, free breakfast for two, room upgrades, etc.
AccorHotels’ free one-night extension benefit: Book for 2 consecutive nights and pay the first night’s stay in full before you can enjoy the one-night extension benefit. Similarly, if you want to enjoy the 2-night extension benefit, you must book 4 consecutive nights and pay the first 2 nights in full.
1,999 yuan and 100,000 points or 2,888 yuan and 50,000 points can be redeemed for a luxury hotel privilege package (market value: 12,000 yuan), and you can enjoy up to 5 nights of five-star hotel accommodation, 3 times of solo fitness, 6 times of afternoon tea and two free afternoon teas 50% off on 12 hotel spa visits.
50,000 points can be redeemed for accommodation rights in more than 70 star-rated hotels. Sheraton, Westin, Hilton, Marriott, Shangri-La, and Banyan Tree are on the list——
People who understand will understand. Points can be exchanged for miles: 12 points: 1 mile, which can be redeemed against Air China, China Eastern Airlines, China Southern Airlines, and Hainan Airlines . The upper limit is a total of 200,000 miles per year (the upper limit for Hainan Airlines is a total of 60,000 miles per year).
Exclusive bank concierge service: Exclusive VIP line, customer service phone does not need to listen to a bunch of robot voices, it will be transferred directly to a human to help you solve the problem. Sometimes I'm too lazy to talk nonsense but I'm drunk? I just go straight to labor.
If the limit of any Pudong Development Bank card exceeds 60,000, the possibility of applying for AE White is relatively high. 2. If there is a platinum card from other banks with a limit of more than 60,000, it is also quite easy to apply for the card. Write it down when applying.
How to use the red envelope received by Shanghai Pudong Development Bank Credit Card
Click directly to open the red envelope.
If it is points, they will be counted into the points of the account.
If it is a credit card payment, the credit card payment will be returned to the credit card account in a few days.
This concludes the introduction to the Pudong Development Credit Card Red Envelope Group and how to join the Pudong Development Credit Card Red Envelope Group. Have you found the information you need?