First, Shanghai Pudong Development Bank credit card is a big scammer. However, some banks have it. The conditions for applying for a credit card are:

1. The minimum application age specified by the bank is 18 years old, and the maximum application age is 60 years old;

2. A second-generation ID card is required. ;

3. Proof of employment and income stamped with the company’s financial seal;

4. No bad credit record;

5. Other proof of financial resources, Such as real estate, cars, stocks, bonds, etc.

2. Materials required to apply for a credit card:

1. Applicant’s ID card;

2. Application form for credit card from the bank;

3. Proof of employment and income certificate stamped with the financial seal of the unit;

4. Self-employed individuals need an individual business license and tax returns for the past three months;

5 . Other financial resources proof: income tax withholding certificate; copy of own property certificate; copy of own car driving license.

3. Credit card application process:

1. Fill in the application form;

2. Give the bank’s personal information and copies of the information;

3. The bank sends it to the credit card center;

4. The credit card center reviews, prints and issues the card;

5. After I get the card, I open it and wait. Code letter.

1. For large credit cards, the choice of bank credit card does not matter. What matters is whether your property certificate complies with the regulations of the bank. Generally speaking, property certificates include: real estate, cars, financial products, etc. in the personal name. Taking Minsheng Bank as an example, its large-deposit credit cards are divided into: Diamond Card (starting limit is 200,000), Deluxe Platinum Card (starting is 80,000), and Standard Platinum Card (starting is 40,000). If you provide real estate under your personal name, the required conditions are: the standard platinum card requires the real estate value to be more than 800,000, the deluxe platinum card requires more than 1.6 million, and the diamond card requires more than 3.2 million. However, the bank did not accept the vehicle title certificate. China Guangfa Bank and China Merchants Bank accept vehicle-related certificates.

2. The second most effective method: apply for a card with a card. Applying for a card with a card is an effective way to apply for a large credit card. Taking Minsheng Bank as an example, applying for a card does not require any additional proof of assets: the applicant is required to have a credit card that has been used for more than half a year, and the credit limit of the card is at least 40,000. The application conditions are: the original card limit If you spend more than RMB 40,000, you can get a standard platinum card, if you spend more than RMB 80,000, you can get a deluxe platinum card, and if you spend more than RMB 150,000, you can get a diamond card. When applying for a large credit card, according to the bank's scoring system standards, certain conditions are most applicable, such as a good credit record, a superior career, stable high income, high deposits, etc.