A credit card that is overdue for 3 months will be blocked by the bank. Under normal circumstances, if the payment is overdue for more than 3 months, and the repayment is refused twice (SMS payment is received within half a month, and the bank urges payment for more than one month), the bank will seal the card. But as long as the minimum repayment amount is paid within 9 days, it is possible to restore the credit line.

can I unblock my credit card if it is blocked?

whether a blocked credit card can be unsealed depends on the reason why it was blocked.

1. If the credit card is blocked because it has not been repaid for a long time, you need to wait for the user to pay off the credit card before applying for unblocking.

2. If a user's credit card is blocked due to violation of legal requirements, for example, the user's credit card is frozen by the court, the bank will not unblock the user's credit card without a clear legal decision.

3. if the credit card funds are blocked due to a large amount of cash withdrawal, it is difficult to apply for unblocking.