Can Ping An Credit Card be approved? Card conditions:
The minimum application age stipulated by the bank is 18 years old, and the maximum application age is 60 years old;
Need my second-generation ID card;
A work certificate and income certificate stamped with the financial seal of the unit;
No bad credit record;
Other financial certificates, such as real estate, cars, stocks, bonds, etc.
Materials required to apply for a credit card:
The applicant's identity card;
Bank credit card application form;
Work certificate and income certificate stamped with the financial seal of the unit;
Individual businesses need individual business licenses and tax bills for nearly three months;
Other financial proof: income tax withholding certificate; Copy of self-owned real estate license; Copy of self-owned car driving license.
Credit card application process:
Fill in the application form;
Information of the bank itself and a copy of the information;
The bank sends it to the credit card center;
The credit card center conducts audit, business card printing and card issuance;
After getting the card, I opened the card and waited for the password letter.
There are 50,000 credit cards on the Internet, including CITIC Credit Card, Guangfa Credit Card, Ping An Credit Card and CCB Credit Card. Is it okay to have work information and good credit?
How to apply for Ping An Credit Card If I have a credit card and have used it for more than six months, I can take my ID card and that credit card to the counter of Ping An Bank to apply for a credit card. Card by card is for reference only. It is beneficial to apply for a new credit card with reference to my credit rating.
Conditions for applying for a credit card: a person with full capacity over 18 years old; Have a stable repayment ability. Submit proof and ID card (required); Work certificate or income certificate; Proof of assets such as real estate and vehicles under the name of the individual; Social security; Other banks, credit cards and so on. One of them is that other credit cards can be used as proof materials.
Ping An Credit Card Processing Progress Ping An Credit Card Inquiry Application Progress Method
Method 1: Online inquiry
1. Log in to Ping An Bank Credit Card official website:
:creditcard.pingan./index.s
2. In the upper left corner, under "Network Card Handling", click "Application Progress Query".
3. After the page jumps, enter the ID number and verification code to check the application progress.
Method 2: Mobile phone inquiry
1. Log on to WeChat, enter "Ping An Bank Credit Card" in "Add Friends" and click "Follow".
2. After success, click "I want to inquire" in the menu bar below.
3. Click "Card Processing Progress" in the list.
4. After the page jumps, enter the ID number and verification code to check the application progress.
Method 3: Telephone inquiry
1. Call Ping An Bank's credit card customer service number "955 1 1" and press "2" to transfer to manual service.
2. After the connection, inform the customer service staff that it is necessary to inquire about the application progress of Ping An Credit Card.
3. Inform the customer service staff of my ID number, and you can know the progress of card processing after checking the information.
Can I use Ping An Credit Card to handle other banks' credit cards? Hello, you can use Ping An Bank's credit card to handle other banks' credit cards, such as small commercial banks, CITIC, Guangfa, China Everbright and Communications.
Ping An Credit Card Can I get one card with three credit cards? Three credit cards are not allowed in the same bank. But you can have three cards from different banks. Suggestions are enough, and there is no need to pay more annual fees. Adopt it
Ping An Credit Card: Is the card issuance rate high? Ping An seems to be unable to use a card! I know people's livelihood, China Everbright and Bank of Communications can do it!
A few days ago, I used a CCB credit card that only took one month to apply for a card. It's a Ping An credit card. Can you pass? Thank you for your attention. CCB credit card generally needs to be held for six months as proof of your financial resources when you apply for Ping An credit card, but you have only held CCB credit card for one month. Can provide an attempt to apply for a Ping An credit card. Whether Ping An Credit Card can pass the audit will be comprehensively evaluated by the system according to the information provided when you apply, such as job stability, income, education and so on.
? At present, WeChat service has been opened. You can click on the official WeChat of Ping An Credit Card, and the information is mastered in one hand!
Prompt the emergence of fraudulent phishing websites on Baidu, and induce cardholders to log in to the so-called "Ping An Bank Credit Card" and "Ping An" websites to enter relevant information of bank cards. In order to protect the interests of customers, we solemnly remind you that the official website of Ping An Credit Card is: creditcard.pingan We suggest that you save the domain name in your computer favorites. Please refer to Baidu's official answer. Don't trust websites found online or websites sent by inexplicable text messages.
Can I use CCB credit card to apply for Pudong Development Card? What is a bad record, and why are cardholders included in the bank's bad credit record or blacklist? Bad record or blacklist usually refers to the bad evaluation of personal credit by banks, which directly affects personal loans to banks and other businesses. The basic database of personal credit information in the credit information system of China People's Bank is very authoritative, but it is actually only one of the references of bank credit records, and there is no uniform standard for banks to evaluate credit. Then, how is the bank's evaluation standard for consumers' personal credit formed? In fact, the central bank's credit information center does not evaluate personal credit, and there is no "good" or "bad" credit. The central bank's credit information center does "record" rather than "judge". At present, bad records are only judgments made by banks to prevent credit risks, and the evaluation criteria of personal credit are different for commercial banks. This is a bad credit record standard of commercial banks, which is universal and can be used for reference. In case of any of the following circumstances, it shall be recorded in the bad credit record: (1) The customer's current status in the personal credit information system of the People's Bank of China or the bank's and interbank accounts (including housing loans, automobile consumption loans, personal consumption loans, credit cards, etc.). ) is overdue, or has a bad record of overdue for more than 90 days in the last 12 months. (2) It is known that the customer has one of the following circumstances through other credit channels: ① The card is listed in the bad customer information database of banks, peers, the People's Bank of China or credit reporting institutions due to illegal use; (two) the defendant has a major lawsuit or arbitration and other legal disputes; (3) maliciously defrauding bank funds; (4) Having a criminal record during his imprisonment or in the last seven years. (3) Other bad credit behaviors identified by the issuing bank. (4) The customer has a bad record that is overdue for more than 60 days in the last 12 months. Therefore, bad records or blacklists formed in one bank will be shared by all banks in two ways. One is intra-industry cooperation, that is, banks directly share credit records; The second is credit reporting, that is, banks report customer loan default, malicious overdraft of credit cards and other information to the credit reporting bureau, forming a basic database of personal credit information of the credit reporting system for banks' reference. It should be noted that information about personal payment of public utilities such as telecommunications, water and electricity, and public information such as court civil judgments and tax arrears will gradually become part of the comprehensive credit report of enterprises and individuals. In other words, defaulting on water and electricity charges may also produce bad records in the personal credit information system. Second, the personal bad credit record inquiry method The bad bank records can be inquired by the customer service telephone of each bank. To inquire about the credit report of the credit information system, you can bring your valid ID card to the personal credit information management office of the local branch of the People's Bank of China and explain "printing personal credit report". The inquiry fee is generally 2 yuan. Third, how to eliminate bad records ① Eliminate the bad records of ordinary bank credit cards. If it is a bad bank record caused by problems such as credit card repayment, you can immediately consult the bank customer service phone. If the plot is light, it means that it is not malicious and can generally help you eliminate the record. (2) Eliminate the records in the basic database of personal credit information in the credit information system. If the circumstances are serious or the delay is too long, the bank may have reported it to the personal credit information system (for example, the bad record of credit card overdue entry is generally 90 days, and it may be reported to the basic database of personal credit information of the People's Bank of China if it exceeds 90 days).