a Debit Card refers to a bank card that has no overdraft function. According to their different functions, it can be divided into debit card (including savings card), special card and stored value card. Debit card is a credit tool with the functions of transfer settlement, cash deposit and withdrawal, shopping and consumption. Debit cards cannot be overdrawn.

Credit Card (English: credit card), also called credit card. It is a non-cash transaction payment method and a simple credit service.

Debit cards and credit cards are two different cards with different functions and uses, so there is no way to change them.