First of all, let’s explain the payment website. The payment gateway is the interface between the bank’s financial network system and the Internet network. It is operated by the bank and converts the data transmitted on the Internet into the internal data of the financial institution. A group of server devices or designated third parties that process merchant payment information and customer payment instructions. For merchants who are new to wild cards, you can learn about it.
How does the merchant receive payment after opening a credit card for online payment? The international credit card online payment method is a little different from the traditional payment method. It usually goes through a third-party payment company, so the money does not reach the merchant's account immediately. The third-party payment serves as an intermediate guarantee. Foreigners The order is paid, and then the merchant ships the goods according to the order, and the third-party payment company then settles the payment to the foreign trade merchant. The time and policy of this intermediate settlement are different for each payment company.
Do I need a credit card to use the credit card payment channel? unnecessary. The credit card payment channel accepts credit card payments from foreigners. They are generally developed by third-party payment companies in cooperation with banks. So you have to apply for a channel with a third-party payment company, just link to the interface, and then provide your settlement account to the third-party payment company.
Generally, go to a third-party payment company to open an international credit card payment gateway. Link the gateway interface to the backend of the foreign trade merchant's shopping cart. When foreigners consume online, they click on the shopping cart to place an order, then click on payment to enter the payment gateway interface, fill in the relevant credit card information, and then you can pay.