Transfers can be made with China Merchants Bank credit cards.

The credit card stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on lt; the People's Republic of China and the Criminal Law of the People's Republic of China; and the relevant provisions on credit cards") refers to a credit card issued by a commercial bank or other financial institution. An electronic payment card issued by an institution with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.

Two situations:

Recovery of overpayment: After paying off all credit card debts, transfer the excess deposited amount out.

Credit card cash advance: Within the available limit of the credit card, withdraw cash to the savings card of China Merchants Bank or other banks.

Extended information:

It is also possible to transfer funds from a credit card to a bank card. This behavior is equivalent to the cash advance (cash withdrawal by credit card) function. The transfer limit is equal to the cash withdrawal limit, which is generally 50 of the credit limit.

When transferring from a credit card to a bank card, handling fees and interest will be charged. Each bank has different regulations on handling fees. The interest portion is calculated from the day of transfer to the date of settlement, and interest is charged at a daily interest rate of 0.05%, and compound interest is calculated on a monthly basis.

China Merchants Bank official website - credit card transfer

Baidu Encyclopedia - credit card