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What is dragon payment and how to open it in CCB?
"What is the dragon payment? How to Start Long Payment is a unified payment brand launched by China Construction Bank with Internet thinking and customer experience as the core. It integrates a full range of existing products such as online payment and mobile payment, and has eight functions such as CCB wallet, CCB QR code, full card payment, Longka China UnionPay Express, free pass, friend payment, AA collection, and Longka merchants.

How to activate the "Dragon Payment" function;

Log in to mobile banking, click "Home-Long Payment" and fill in the complete credit card or savings account (mobile banking customers can choose mobile banking account from the drop-down list).

After reading and agreeing to the user agreement, set a six-digit payment password and enter the SMS verification code.

I. Product functions

individual customer

1. CCB wallet: CCB wallet will be automatically generated when the user is registered as a dragon payment user, and the wallet limit is managed according to Class III account. After real-name authentication (through card binding), the wallet supports functions such as consumption, collection, recharge, cash withdrawal and transfer. A wallet account without real-name authentication will limit the wallet function. There is no handling fee for wallet recharge and withdrawal.

2. CCB QR code: CCB independently develops QR code products, which support QR code payment, QR code collection, QR code withdrawal and other functions, and support main scanning and scanning. The payment code is generated by TOKEN technology and updated dynamically every minute to ensure the security of user accounts.

3. Full-card payment: Long Payment can be bound to Class I debit accounts of commercial banks such as CCB, and the real-name authentication of Long Payment can be completed after the card is tied, and up to 10 bank cards can be tied.

4. Longka China UnionPay Express: Users can directly call China UnionPay Express cards such as ApplePay, SamsungPay or HCE that have been opened on their mobile phones through the "China UnionPay Express" function under Longka payment. If the user has not yet opened the China UnionPay Express Card, clicking "China UnionPay Express Card" will guide the customer to open it.

5. Free withdrawal: users with CCB debit cards can withdraw money from CCB ATM through Dragon Payment, including two-dimensional code withdrawal, China UnionPay Express withdrawal, face-brushing withdrawal and voiceprint withdrawal.

6. Friend Payment: Dragon Payment supports payment between myself and other people's accounts, including QR code payment and mobile phone address book payment. Credit cards are temporarily not supported.

7.AA collection: Long-paid users can initiate collection from friends or pay the payee through AA collection function.

Longshangshu

Merchant registration: Mobile banking users can apply for registration as a Dragon Card merchant by binding their own cards, and use the bound bank card as a settlement account.

2. Merchant Collection: Dragon merchants can generate the QR code of collection, customers scan the QR code of merchant collection, and merchants realize collection. In addition, Longka merchants can also use the scanning code gun to scan the payment QR code on the customer's mobile phone to realize the collection.

3. Transaction query: Longshang can query the transaction flow through the client.

4. Merchant reconciliation: Longka merchants can realize reconciliation function and bill remittance through the client.

Second, product advantages

1, a more open user experience. Dragon payment is open to all the public. Whether you are a Longka customer or not, you can apply for registration by downloading the China Construction Bank APP.

2. More diversified payment methods. Including scanning code payment, mobile phone flash payment, ATM face-brushing withdrawal, voiceprint withdrawal, mobile phone flash payment withdrawal and all other new payment technologies.

3. richer payment scenarios. Dragon Payment fully supports online and offline, consumer cash withdrawal and in-app plug-in payment. It can also be applied to various daily scenes of customers such as subways, parking lots and vegetable markets.

4. A more secure payment environment. Dragon Payment has a complete risk control system, which adopts dynamic token technology and mobile terminal authentication technology for pre-defense, differentiated quota, blacklist blocking and big data risk control model for in-process prevention and control, and establishes a rapid response mechanism and an anti-fraud investigation mechanism for post-disposal.

China Construction Bank Long Payment Long Payment is a unified payment brand launched by China Construction Bank around customer experience by using Internet thinking. It integrates a full range of existing products such as online payment and mobile payment, and has eight functions such as CCB wallet, CCB QR code, full card payment, Longka China UnionPay Express, paying with friends, AA collection, and Longka merchants.

As long as you can successfully bind the dragon payment, you can open the brush face to withdraw cash. Now, after directly opening the mobile banking APP of China Construction Bank, you can bind the bank card by entering "Long Pay" on the home page, without entering the APP that comes with the core. After the mobile banking is successfully tied to the dragon, you can also directly open the function of brushing your face to withdraw money.

1How to pay for Wumart 50 20 before October 30th 165438+ Use the CCB savings card or credit card bound by the balance of the mobile banking package of CCB to make a single payment to 20 yuan in 50 yuan at the supermarket designated by Wumart. During the whole activity, each person is limited to three times, and the number of places in the whole activity is limited, first come, first served.

Long-term payment of CCB's long-term payment confirmation account: it means that you have enabled the long-term payment function corresponding to CCB's bank card (or current passbook).

Note: If you have three CCB cards, if only one bank card has the dragon payment function enabled, the other two cards cannot use the dragon payment function.

Is it necessary for CCB Dragon to deduct the annual fee? CCB Dragon Payment is only a value-added service of CCB. Annual fee refers to the annual fee of the card. For example, I use CCB credit card. The annual fee policy is roughly as follows: Puka, 80 yuan for the main card and 40 yuan for the auxiliary card; Gold master card: master card 160 yuan, and deputy card 80 yuan; Both of them are free of annual fees for spending by credit card or withdrawing cash (unlimited amount) three times a year.

Can 20 yuan be exempted from the dragon payment of CCB? The fee reduction of CCB (Dragon Pay) is generally aimed at Dragon Pay. Not all dragon payments can be reduced or exempted during the activity.

Does CCB Dragon Card pay an annual fee? Longka has an annual fee. 200 yuan, just like a credit card. You can use it normally when you open the card.