Ping An Bank Standard Gold Card:
Annual fee:
Gold card main card 300 yuan/year, Gold card supplementary card 100 yuan/year, main card . The annual fee for the supplementary card is waived in the first year. If you swipe the card 6 times a year, the annual fee will be automatically waived for the following year
Traffic accident protection
1) The Gold Card aircraft accident injury insurance amount is 500,000 yuan ( You need to swipe your card to pay the full amount of air tickets or group fees of more than 80 RMB for yourself (no matter whether you pay by swiping your card or paying online to purchase tickets)
2) Gold Card Train, Ship, Rail Transit Accident Injury Insurance Amount 20 10,000 yuan
3) Gold card car accident injury of 50,000 yuan
4) Gold card traffic accident medical insurance of 5,000 yuan
5) Gold card traffic Accident hospitalization allowance is 30 yuan/day, with a maximum compensation of 180 days
6) Gold card advances hospitalization medical expenses for traffic accidents
(Note: Public traffic accident insurance is only available to card holders (person rides a commercial operating vehicle as a passenger)
Gas accident protection
1) Gas accident injury insurance amount is 50,000 yuan per person, and the compensation limit is 150,000 yuan per household
p>2) Gas accident medical insurance coverage is 2,000 yuan per person, and the compensation limit per household is 6,000 yuan
3) Gas accident hospitalization allowance is 30 yuan/day, with a maximum compensation of 180 days
4) Advance gas hospitalization medical expenses.
Ping An Bank Insurance Gold Card
The annual fee for the main card is 200 yuan, and the annual fee for the supplementary card is 150 yuan. An annual fee is required after activation, and no annual fee will be charged if it is not activated. If the main card spends RMB 30,000 or more in the current year, the annual fee for the next year will be waived; if the supplementary card spends RMB 15,000 or more in the current year, the annual fee for the next year will be waived, and so on.
The benefits are as follows:
1. General accident protection
Protection functions:
1) General accidental death or disability protection: Max. Insured amount 50,000
2) General accident hospitalization allowance: 30 yuan/day; maximum compensation for each hospitalization is 30 days; maximum 180 days/year
3) General accident Medical treatment: Maximum insured amount 5,000 yuan; deductible 300 yuan; 80 compensation
2. Traffic accident protection:
Protection functions:
1) Aircraft accidental injury protection: The maximum insured amount is 1 million (you need to pay 100 for the ticket or more than 80 for the group fee by swiping your card, whether you pay by swiping your card or paying for the ticket online).
2) Accidental injuries from trains, ships, and rail transit: the maximum insured amount is RMB 200,000
3) Accidental injuries from automobiles (buses, taxis, airport buses): the maximum insured amount is RMB 5,000 10,000
2) Insurance Liability
Public traffic accident insurance is limited to cardholders taking commercial operating vehicles as passengers.