1. Credit cards are used for consumption, not for turnover;

2. More credit cards can temporarily relieve the financial pressure, but more credit cards can be divided into two situations:

A. If you have multiple cards in the same bank, the quota is shared. For example, you have three cards (A, B, C) in CCB, with a limit of 10,000 yuan. If you swipe 4000 for card A and 5000 for card B, then only 1000 is left for card C; If you spend 10 thousand yuan on card A, there will be no limit on card B and card C.

B There is one for each of several banks, and the quota is accumulated. For example, ICBC 3000, CCB 5000 and ABC 6000, then your quota is 3000+5000+6000 = 14000. After swiping ICBC's 3000, you can continue to swipe CCB's 5000, and ICBC's 6000 does not affect each other. However, the repayment dates of various banks are generally staggered, and there are handling fees and interest for credit card withdrawal. Individual banks do not charge fees for personal cards for the time being, but the interest on cash withdrawal is certain. Calculate by the day and compound interest by the month. The cash withdrawal amount of credit card only accounts for 50% of the total amount.

3. Even if there are "measures" to solve the 2-b problem, usually these "measures" are prohibited by banks, even illegal, and will be sentenced in serious cases.