2. Personal credit record is good.
3. Have a stable income, and the income level has reached the local average level.
4. ICBC Peony Platinum Card is a credit card issued by ICBC. ICBC Peony Platinum Card has two accounts in RMB and USD, and the card grade is platinum. It is issued by UnionPay, American Express, MasterCard and VISA credit cards respectively, and enjoys ICBC's airport VIP room service, fee waiver, aviation accident insurance service, travel inconvenience insurance and international SOS service rights. ICBC Platinum Card also has annual fee exemption, global lounge for airport high-speed rail travel, and airport or high-speed rail shuttle bus. These services and rights make ICBC's Platinum Card a credit card product with dignity, convenience and security.